6896 Cross Rd, Afton, MI 49705 Property Records

Cheboygan County property record for 6896 Cross Rd, Afton, MI 49705

Property Summary

Property Type	Single Family Home
Lot Size	37.5 acres (1,636,549 sqft)
Owner	Individual Name on Record
Tax Bill	$1,870 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Jan 2026 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`210-001-400-004-00`

Property Details

APN / Parcel Number

Primary APN	`210-001-400-004-00`

Exterior

Lot Area	1,636,549 sqft (37.5 acres)

Location & Zoning

Street Address	6896 CROSS RD
City	AFTON
State	MI
Zip	49705-9750
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SE1/4 OF SE1/4, SEC 1, T34N,R2W *EXC: COM SE COR SEC 1, T34N,R2W; TH N ALG SEC LI 142FT TO POB; TH CONT N ALG SEC LI 250FT;
Legal Range	02W
Legal Township	034
Legal Section	01
Jurisdiction	CHEBOYGAN MI
Township / Civil Division	ELLIS
Census Block Group	1
Census Block	1010
Census Tract	960800

Owner

Source: Cheboygan County records, as of June 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6896 CROSS RD, AFTON, MI 49705-9750
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2026	Deed of Trust, Mortgage · FHA Mortgage US DEPARTMENT OF HOUSING AND U
Jan 21, 2026	Deed of Trust, Mortgage · FHA Mortgage US DEPARTMENT OF HOUSING AND URBAN DEVEL
Sep 30, 2025	Quit Claim Deed, Transfer Quitclaim
Jan 20, 2023	Quit Claim Deed, Transfer · Conventional Mortgage CARRINGTON MORTGAGE SERVICES
Jul 28, 2017	Deed of Trust, Mortgage · Line of Credit MICHIGAN HOMEOWNER ASSISTANCE NONPROFIT

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 30, 2025
Deed Sale	Sep 30, 2025
Prior Sale	Jan 20, 2023
Deed Book / Page	1565 / 86
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEBOYGAN MI
Property Address	6896 CROSS RD, AFTON, MI 49705-9750
Transaction Type	Mortgage
Record Updated	Feb 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6896 CROSS RD, AFTON, MI 49705-9750

Mortgage

Document Number	0000001574/0000000181
Date	Jan 21, 2026
Book Page	0000001574/0000000181

Lender

Name	US DEPARTMENT OF HOUSING AND U

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Jan 1, 2065

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEBOYGAN MI
Property Address	6896 CROSS RD, AFTON, MI 49705-9750
Transaction Type	Mortgage
Record Updated	Feb 2, 2026
Title Company	UNKNOWN, E LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6896 CROSS RD, AFTON, MI 49705-9750

Mortgage

Document Number	0000001574/0000000181
Date	Jan 21, 2026
Book Page	0000001574/0000000181

Lender

Name	US DEPARTMENT OF HOUSING AND URBAN DEVEL

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Jan 1, 2065

September 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHEBOYGAN MI
Recording Date	Sep 30, 2025
Property Address	6896 CROSS RD, AFTON, MI 49705-9750
Document Number	0001565/86
Book / Page	1565 / 86
Instrument Date	Sep 30, 2025
Transaction Type	Transfer
Record Updated	Oct 13, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6896 CROSS RD, AFTON, MI 49705-9750

January 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHEBOYGAN MI
Recording Date	Jan 20, 2023
Property Address	6896 CROSS RD, AFTON, MI 49705-9750
Document Number	001501/239
Book / Page	1501 / 239
Instrument Date	Jan 11, 2023
Transaction Type	Transfer
Record Updated	Jan 27, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6896 CROSS RD, AFTON, MI 49705-9750

Mortgage

Document Number	0001501242
Date	Jan 20, 2023
Instrument	1501/242

Lender

Name	CARRINGTON MORTGAGE SERVICES

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2053

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEBOYGAN MI
Property Address	6896 CROSS RD, AFTON, MI 49705-9750
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1338/0426
Date	Jul 28, 2017
Book Page	1338/0426

Lender

Name	MICHIGAN HOMEOWNER ASSISTANCE NONPROFIT
Address	LANSING, MI 48912

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

Source: Cheboygan County assessment roll, as of June 16, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Cheboygan County
County Subdivision	Ellis Township
Unified School District	Wolverine Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$185,100 (+60.12%)	$370,200 (+60.12%)
2025	$1,870.00 (+3.2%) Homeowner's exemption	$115,600 (+26.75%)	$231,200 (+26.75%)
2024	$1,812.00 (+40.36%)
2023		$91,200	$182,400
2022	$1,291.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Presque Isle Connect Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cross Rd

Nearby Streets

All Afton, MI Property Records

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures