641 Starboard Dr, Naples, FL 34103 Property Records

Collier County property record for 641 Starboard Dr, Naples, FL 34103

Property Summary

Property Type	Single Family Home
Details	2,831 sqft · built 2021
Lot Size	0.34 acres (14,810 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,165,000 (May 2019)
Tax Bill	$40,220 (2025)
Deeds & Mortgages	May 2019 Sale & Construction Loan May 2017 Transfer
Flood Zone	Zone X (moderate risk)
APN	`088300 G 204A21`

Property Details

APN / Parcel Number

Primary APN	`088300 G 204A21`
Alternative APNs	`12983120008023600G204` `12983120008`

Interior

Stories	1 Story
Building Area	2,831 sqft Living Area
1st Floor Area	1,539 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Construction Type	Masonry / Concrete Block
Lot Area	14,810 sqft (0.34 acres)
Lot Dimensions	161 ft deep x 92 ft wide
Pool Area	504 sqft
Deck Area	162 sqft

Location & Zoning

Street Address	641 STARBOARD DR
City	NAPLES
State	FL
Zip	34103-4145
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NAPLES
Legal Description	MOORINGS UNIT 6 BLK G LOT 20
Legal Range	25
Legal Township	49
Legal Section	21
Legal Subdivision	MOORINGS UNIT 6
Legal Tract	088300
Legal Block	G
Legal Lot Number	20
Legal Unit	6
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	1
Census Block	1006
Census Tract	301

Owner

Source: Collier County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	641 STARBOARD DR, NAPLES, FL 34103-4145
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 24, 2019	Warranty Deed, Transfer · Construction Mortgage LAKE MI CU
May 15, 2017	Quit Claim Deed, Transfer NAPLES TITLE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 24, 2019 · Amount on Record
Deed Sale	May 24, 2019 · Amount on Record
Prior Sale	Feb 2, 2016 · Amount on Record
Deed Document Number	20195717616
Deed Book / Page	5634 / 478
Record Updated	Sep 20, 2026

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	May 24, 2019
Property Address	641 STARBOARD DR, NAPLES, FL 34103-4145
Document Number	0056340478
Book / Page	005634 / 000478
Instrument Date	May 24, 2019
Instrument	5717616
Transaction Type	Transfer
Record Updated	Jun 7, 2019
Title Company	BRYANT TITLE AND ESCROW LLC, BRYANT TITLE & ESCROW LLC

Transaction

Amount	Amount Recorded
Tax	$8,155.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	641 STARBOARD DR NAPLES FL 341034145, NAPLES, FL 34103-4145

Mortgage

Document Number	56340480
Date	May 24, 2019
Book Page	005634/000480
Instrument	5717617

Lender

Name	LAKE MI CU
Type	Credit Union
Address	4027 LAKE DR, GRAND RAPIDS, MI 49501

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 23, 2034

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COLLIER FL
Recording Date	May 15, 2017
Property Address	641 STARBOARD DR, NAPLES, FL 34103-4145
Document Number	0053941373
Book / Page	005394 / 001373
Instrument Date	May 1, 2017
Instrument	5405170
Transaction Type	Transfer
Record Updated	Jun 6, 2017
Title Company	NAPLES TITLE INC

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	801 LAUREL OAK DR #705 NAPLES FL 341082754, 705, NAPLES, FL 34108-2754

Tax Assessment & Valuation

Source: Collier County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Municipality	Naples City
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$40,220.00 (+1.99%) Homeowner's exemption	$4,482,216 (+4.24%) Land $1,967,680 Building $2,514,536	$4,482,216 (-11.64%) Land $1,967,680 Building $2,514,536
2023	$39,436.00 (-2.77%) Homeowner's exemption	$4,300,055 (+3%)	$5,072,793 (+21.51%) Land $2,103,904 Building $2,968,889
2022	$40,560.00 Homeowner's exemption	$4,174,811	$4,174,890 Land $1,605,173 Building $2,569,717

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 148 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	257 units insured incl. 109 condo units
Nearby Flood Claims	78 (1995–2022)
Claims Outside the SFHA	7 of 78
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 36 claims Hurricane Ian, Sep 2022 · 27 claims Hurricane Irma, Sep 2017 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPLES WATER DEPT serves 83,804 people · EPA ID FL5110198
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	13 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Hotwire Communications, Summit Broadband.

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