696 Starboard Dr, Naples, FL 34103 Property Records

Collier County property record for 696 Starboard Dr, Naples, FL 34103

Property Summary

Property Type	Single Family Home
Details	4,435 sqft · built 2016
Lot Size	0.4 acres (17,424 sqft)
Owner	2 Individual Names on Record
Last Sale	$4,650,000 (Mar 2021)
Tax Bill	$45,992 (2025)
Deeds & Mortgages	Mar 2021 Sale May 2020 Line of Credit + 4 more
Flood Zone	Zone X (moderate risk)
APN	`088300 F 84A21`

Property Details

APN / Parcel Number

Primary APN	`088300 F 84A21`
Alternative APNs	`12981680003023600F84` `12981680003`

Interior

Stories	2 Stories
Building Area	4,435 sqft Living Area
1st Floor Area	4,435 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Construction Type	Masonry / Concrete Block
Lot Area	17,424 sqft (0.4 acres)
Pool Area	540 sqft
Deck Area	1,517 sqft

Location & Zoning

Street Address	696 STARBOARD DR
City	NAPLES
State	FL
Zip	34103-4146
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NAPLES
Legal Description	MOORINGS UNIT 6 BLK F LOT 8
Legal Range	25
Legal Township	49
Legal Section	21
Legal Subdivision	MOORINGS UNIT 6
Legal Tract	088300
Legal Block	F
Legal Lot Number	8
Legal Unit	6
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	1
Census Block	1007
Census Tract	301

Owner

Source: Collier County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	696 STARBOARD DR, NAPLES, FL 34103-4146
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2021	Warranty Deed, Transfer ACCOMODATION, ACCOMMODATION
May 6, 2020	Deed of Trust, Mortgage · Line of Credit LAKE MI CU
Apr 13, 2020	Deed of Trust, Mortgage LAKE MI CU
Jun 26, 2019	Warranty Deed, Transfer ATTORNEY ONLY
Jun 26, 2019	Warranty Deed, Transfer ROBERT L JR GERMAIN
May 15, 2017	Quit Claim Deed, Transfer NAPLES TITLE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 9, 2021 · Amount on Record
Deed Sale	Mar 9, 2021 · Amount on Record
Prior Sale	Jun 26, 2019 · Amount on Record
Deed Document Number	20216014996
Deed Book / Page	5905 / 716
Prior Transfer Date	May 1, 2017
Prior Transfer Doc	0053941373
Record Updated	Oct 29, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Mar 9, 2021
Property Address	696 STARBOARD DR, NAPLES, FL 34103-4146
Document Number	0059050716
Book / Page	5905 / 716
Map Reference	MB 8 PG 7&8
Instrument Date	Feb 26, 2021
Instrument	6014996
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Tax	$32,550.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4542 KENSINGTON CIR, 4542, NAPLES, FL 34119-9068

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	696 STARBOARD DR, NAPLES, FL 34103-4146

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	696 STARBOARD DR, NAPLES, FL 34103-4146
Document Number	0057621282
Instrument Date	May 6, 2020
Transaction Type	Mortgage
Record Updated	Jun 3, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	696 STARBOARD DR NAPLES FL 341034146, NAPLES, FL 34103-4146

Mortgage

Document Number	0057621282
Date	May 12, 2020
Book Page	005762/001282
Instrument	5865974

Lender

Name	LAKE MI CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501-2848

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	May 11, 2045

Interest

Rate Type	Adjustable Rate

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	696 STARBOARD DR, NAPLES, FL 34103-4146
Document Number	0057523623
Instrument Date	Apr 13, 2020
Transaction Type	Mortgage
Record Updated	May 11, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	696 STARBOARD DR NAPLES FL 341034146, NAPLES, FL 34103-4146

Mortgage

Document Number	0057523623
Date	Apr 17, 2020
Book Page	005752/003623
Instrument	5856696

Lender

Name	LAKE MI CU
Type	Credit Union
Address	4027 LAKE DR, GRAND RAPIDS, MI 49501

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 16, 2050

Interest

Rate Type	Adjustable Rate
Rate	3%

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Jun 26, 2019
Property Address	696 STARBOARD DR, NAPLES, FL 34103-4146
Document Number	0056460188
Book / Page	005646 / 000188
Instrument Date	Jun 26, 2019
Instrument	5731948
Transaction Type	Transfer
Record Updated	Jul 10, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$0.70
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	801 LAUREL OAK DR #705 NAPLES FL 341082754, 705, NAPLES, FL 34108-2754

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Jun 26, 2019
Property Address	696 STARBOARD DR, NAPLES, FL 34103-4146
Document Number	0056460191
Book / Page	005646 / 000191
Instrument Date	Jun 24, 2019
Instrument	5731949
Transaction Type	Transfer
Record Updated	Jul 10, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$23,100.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	696 STARBOARD DR NAPLES FL 341034146, NAPLES, FL 34103-4146

Mortgage

Document Number	56460224
Date	Jun 26, 2019
Book Page	005646/000224
Instrument	5731952

Lender

Name	ROBERT L JR GERMAIN
Address	801 LAUREL OAK DR # 705, NAPLES, FL 34108-2754
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded
Term	24 Months
Due	Jun 25, 2021

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COLLIER FL
Recording Date	May 15, 2017
Property Address	696 STARBOARD DR, NAPLES, FL 34103-4146
Document Number	0053941373
Book / Page	005394 / 001373
Instrument Date	May 1, 2017
Instrument	5405170
Transaction Type	Transfer
Record Updated	Jun 6, 2017
Title Company	NAPLES TITLE INC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	801 LAUREL OAK DR #705 NAPLES FL 341082754, 705, NAPLES, FL 34108-2754

Tax Assessment & Valuation

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Municipality	Naples City
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$5,082,354 (-0.73%) Land $2,299,971 Building $2,782,383	$5,082,354 (-0.73%) Land $2,299,971 Building $2,782,383
2025	$45,992.00 (-1.11%) Homeowner's exemption	$5,119,949 (+1.1%) Land $2,227,160 Building $2,892,789	$5,119,949 (-11.7%) Land $2,227,160 Building $2,892,789
2023	$46,506.00 (-2.78%) Homeowner's exemption	$5,064,108 (+3%)	$5,798,609 (+17.94%) Land $2,381,348 Building $3,417,261
2022	$47,834.00 Homeowner's exemption	$4,916,610 Land $1,816,849 Building $3,099,761	$4,916,610 Land $1,816,849 Building $3,099,761

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 148 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	257 units insured incl. 109 condo units
Nearby Flood Claims	78 (1995–2022)
Claims Outside the SFHA	7 of 78
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 36 claims Hurricane Ian, Sep 2022 · 27 claims Hurricane Irma, Sep 2017 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPLES WATER DEPT serves 83,804 people · EPA ID FL5110198
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	13 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Hotwire Communications, Summit Broadband.

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