577 Starboard Dr, Naples, FL 34103 Property Records

Collier County property record for 577 Starboard Dr, Naples, FL 34103

Property Summary

Property Type	Single Family Home
Details	3,163 sqft · built 2017
Lot Size	0.33 acres (14,375 sqft)
Owner	Individual Name on Record
Last Sale	$3,100,000 (Apr 2019)
Tax Bill	$28,395 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Apr 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`088300 G 234A21`

Property Details

APN / Parcel Number

Primary APN	`088300 G 234A21`
Alternative APNs	`12983240001023600G234` `12983240001`

Interior

Stories	2 Stories
Building Area	3,163 sqft Living Area
1st Floor Area	3,163 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Construction Type	Masonry / Concrete Block
Lot Area	14,375 sqft (0.33 acres)
Pool Area	448 sqft
Deck Area	1,384 sqft

Location & Zoning

Street Address	577 STARBOARD DR
City	NAPLES
State	FL
Zip	34103-4143
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NAPLES
Legal Description	MOORINGS UNIT 6 BLK G LOT 23
Legal Range	25
Legal Township	49
Legal Section	21
Legal Subdivision	MOORINGS UNIT 6
Legal Tract	088300
Legal Block	G
Legal Lot Number	23
Legal Unit	6
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	1
Census Block	1006
Census Tract	301

Owner

Source: Collier County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	577 STARBOARD DR, NAPLES, FL 34103-4143
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Apr 23, 2019	Warranty Deed, Transfer BANK OF AMERICA
Feb 20, 2019	Loan Modification, Mortgage MUTUAL/OMAHA BK
Aug 27, 2018	Loan Modification, Mortgage MUTUAL/OMAHA BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 23, 2019 · Amount on Record
Deed Sale	Apr 23, 2019 · Amount on Record
Prior Sale	Oct 1, 2015 · Amount on Record
Deed Document Number	20195701318
Deed Book / Page	5620 / 2515
Prior Transfer Date	Oct 27, 2015
Prior Transfer Doc	0052133277
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	577 STARBOARD DR, NAPLES, FL 34103-4143
Transaction Type	Mortgage
Record Updated	Dec 1, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	577 STARBOARD DR, NAPLES, FL 34103-4143

Mortgage

Document Number	0060443631
Date	Nov 20, 2021
Book Page	6044/3631
Instrument	6162488

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.12%
Type Change Date	Dec 1, 2031
Change Frequency	Monthly
Min Rate At Change	2.75%
Max Rate At Change	7.12%
Index	Other
Max Rate	7.12%

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Apr 23, 2019
Property Address	577 STARBOARD DR, NAPLES, FL 34103-4143
Document Number	0056202515
Book / Page	005620 / 002515
Instrument Date	Apr 15, 2019
Instrument	5701318
Transaction Type	Transfer
Record Updated	May 8, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$21,700.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	577 STARBOARD DR NAPLES FL 341034143, NAPLES, FL 34103-4143

Mortgage

Document Number	56202517
Date	Apr 23, 2019
Book Page	005620/002517
Instrument	5701319

Lender

Name	BANK OF AMERICA
Type	Bank
Address	101 S TRYON ST, CHARLOTTE, NC 28280-0002

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 22, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.5%

February 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	COLLIER FL
Property Address	577 STARBOARD DR, NAPLES, FL 34103-4143
Document Number	0056030041
Instrument Date	Feb 20, 2019
Transaction Type	Mortgage
Record Updated	Mar 14, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	100 W PENNSYLVANIA AVE #301 TOWSON MD 212044533, 301, TOWSON, MD 21204-4533

Mortgage

Document Number	0056030041
Date	Mar 1, 2019
Book Page	005603/000041
Instrument	5678182

Lender

Name	MUTUAL/OMAHA BK
Type	Bank
Address	5401 W KENNEDY BIVD # 130, TAMPA, FL 33609

Agreement

Amount	Amount Recorded

August 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	COLLIER FL
Property Address	577 STARBOARD DR, NAPLES, FL 34103-4143
Document Number	0055531486
Instrument Date	Aug 27, 2018
Transaction Type	Mortgage
Record Updated	Oct 1, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	100 W PENNSYLVANIA AVE #301 TOWSON MD 212044533, 301, TOWSON, MD 21204-4533

Mortgage

Document Number	0055531486
Date	Sep 17, 2018
Book Page	005553/001486
Instrument	5613001

Lender

Name	MUTUAL/OMAHA BK
Type	Bank
Address	5401 W KENNEDY BLVD # 130, TAMPA, FL 33609-2203

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Sep 16, 2019

Tax Assessment & Valuation

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Municipality	Naples City
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$3,261,536 (+2.7%)	$4,442,154 (+1.58%) Land $2,120,737 Building $2,321,417
2025	$28,395.00 (+3.74%) Homeowner's exemption	$3,175,790 (+5.99%)	$4,373,011 (-11.7%) Land $1,893,190 Building $2,479,821
2023	$27,372.00 (-2.76%) Homeowner's exemption	$2,996,396 (+3%)	$4,952,221 (+17.91%) Land $2,024,257 Building $2,927,964
2022	$28,148.00 Homeowner's exemption	$2,909,122	$4,199,974 Land $1,544,406 Building $2,655,568

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 148 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	257 units insured incl. 109 condo units
Nearby Flood Claims	78 (1995–2022)
Claims Outside the SFHA	7 of 78
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 36 claims Hurricane Ian, Sep 2022 · 27 claims Hurricane Irma, Sep 2017 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPLES WATER DEPT serves 83,804 people · EPA ID FL5110198
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	13 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Hotwire Communications, Summit Broadband.

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