641 Rivergate Way, Sacramento, CA 95831 Property Records

Sacramento County property record for 641 Rivergate Way, Sacramento, CA 95831

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,242 sqft · built 1986
Lot Size	0.16 acres (6,970 sqft)
Owner	Company Name on Record
Last Sale	$469,000 (Jun 2004)
Tax Bill	$7,972 (2025)
Deeds & Mortgages	Nov 2020 Transfer Nov 2020 Mortgage + 2 more
Flood Zone	Zone X (reduced by levee)
APN	`031-0760-051-0000`

Property Details

APN / Parcel Number

Primary APN	`031-0760-051-0000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,242 sqft Living Area
1st Floor Area	1,255 sqft
2nd Floor Area	987 sqft
Bonus Room	Bonus Room
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	L-Shape
Exterior Material	Wood Shingle
Construction Type	Wood
Roof Material	Other
Lot Area	6,970 sqft (0.16 acres)
Garage Area	658 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	641 RIVERGATE WAY
City	SACRAMENTO
State	CA
Zip	95831-3345
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	RIVERSIDE MANOR 03, LOT 179
Legal Subdivision	RIVERSIDE MANOR 03
Legal Lot Number	179
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	1
Census Block	1004
Census Tract	4018

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	641 RIVERGATE WAY, SACRAMENTO, CA 95831-3345
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Nov 23, 2020	Quit Claim Deed, Transfer STEWART TITLE, STEWART TITLE/SACRAMENTO
Nov 23, 2020	Quit Claim Deed, Transfer SUMMIT FNDG
Apr 17, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Apr 11, 2017	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 11, 2004 · Amount on Record
Deed Sale	Jun 11, 2004 · Amount on Record
Deed Book / Page	20040611 / 1155
Prior Transfer Date	Aug 10, 2000
Prior Transfer Doc	2000000548
Record Updated	Sep 20, 2026

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Nov 23, 2020
Property Address	641 RIVERGATE WAY, SACRAMENTO, CA 95831-3345
Document Number	2011231797
Instrument Date	Nov 16, 2020
Instrument	2011231797
Transaction Type	Transfer
Record Updated	Dec 9, 2020
Title Company	STEWART TITLE, STEWART TITLE/SACRAMENTO

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	641 RIVERGATE WAY SACRAMENTO CA 958313345, SACRAMENTO, CA 95831-3345

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Nov 23, 2020
Property Address	641 RIVERGATE WAY, SACRAMENTO, CA 95831-3345
Document Number	2011231795
Instrument Date	Nov 16, 2020
Instrument	2011231795
Transaction Type	Transfer
Record Updated	Dec 9, 2020
Title Company	STEWART TITLE, STEWART TITLE/SACRAMENTO

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	641 RIVERGATE WAY SACRAMENTO CA 958313345, SACRAMENTO, CA 95831-3345

Mortgage

Document Number	2011231796
Date	Nov 23, 2020
Instrument	2011231796

Lender

Name	SUMMIT FNDG
Type	Funding / Finance Company
Address	SACRAMENTO, CA 95815

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 22, 2050

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Apr 17, 2019
Property Address	641 RIVERGATE WAY, SACRAMENTO, CA 95831-3345
Document Number	1904170935
Instrument Date	Apr 11, 2019
Instrument	1904170935
Transaction Type	Transfer
Record Updated	Apr 29, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	641 RIVERGATE WAY SACRAMENTO CA 958313345, SACRAMENTO, CA 95831-3345

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	641 RIVERGATE WAY, SACRAMENTO, CA 95831-3345
Document Number	0000000740
Book / Page	170417 / 000740
Instrument Date	Apr 11, 2017
Transaction Type	Mortgage
Record Updated	May 1, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	641 RIVERGATE WAY SACRAMENTO CA 958313345, SACRAMENTO, CA 95831-3345

Mortgage

Document Number	0000000740
Date	Apr 17, 2017
Book Page	170417/000740

Lender

Name	FINANCE OF AMERICA MTG
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 16, 2047

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Sacramento City
Unified School District	Sacramento City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$680,136 (+2%) Land $145,014 Building $535,122
2025	$7,972.00 (+1.44%) Homeowner's exemption	$666,801 (+4.04%) Land $142,171 Building $524,630
2024	$7,859.00 (+2.49%)
2023	$7,668.00 (+1.51%) Homeowner's exemption	$640,910 Land $136,651 Building $504,259
2022	$7,554.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 83 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	83 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SACRAMENTO MAIN state or territorial government · serves 527,979 people · EPA ID CA3410020
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 534 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	1,000 / 75
unWired Broadband Fixed Wireless	400 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: GeoLinks, Succeed.Net.

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