Sacramento County property record for 648 Rivergate Way, Sacramento, CA 95831
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,063 sqft · built 1985 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $237,000 (May 1994) |
| Tax Bill | $4,978 (2025) |
| Deeds & Mortgages | Jan 2023 Line of Credit |
| Flood Zone | Zone X (reduced by levee) |
| APN | 031-0760-064-0000 |
| Primary APN | 031-0760-064-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,063 sqft Living Area |
| 1st Floor Area | 2,063 sqft |
| Family Room | Family Room |
| Utility Room | Utility Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Custom Design |
| Exterior Material | Brick Veneer |
| Construction Type | Wood |
| Roof Material | Other |
| Lot Area | 6,970 sqft (0.16 acres) |
| Garage Area | 518 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 648 RIVERGATE WAY |
|---|---|
| City | SACRAMENTO |
| State | CA |
| Zip | 95831-3342 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1A |
| Legal Description | RIVERSIDE MANOR 03, LOT 167 |
| Legal Subdivision | RIVERSIDE MANOR 03 |
| Legal Lot Number | 167 |
| Jurisdiction | SACRAMENTO CA |
| Township / Civil Division | SACRAMENTO |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 4018 |
Source: Sacramento County records, as of July 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 648 RIVERGATE WAY, SACRAMENTO, CA 95831-3342 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 26, 1994 · Amount on Record |
| Deed Sale | May 26, 1994 · Amount on Record |
| Deed Book / Page | 940526 / 968 |
| Last Transfer Date | Apr 22, 2003 |
| Transfer Doc | 2003002942 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 648 RIVERGATE WAY, SACRAMENTO, CA 95831-3342 |
| Transaction Type | Mortgage |
| Record Updated | Feb 8, 2023 |
| Name | Verified Name |
|---|---|
| Address | 648 RIVERGATE WAY, SACRAMENTO, CA 95831-3342 |
| Document Number | 0000000305 |
|---|---|
| Date | Jan 30, 2023 |
| Instrument | 2023013000305 |
| Name | THE GOLDEN 1 CU |
|---|---|
| Type | Credit Union |
| Address | SACRAMENTO, CA 95826 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Sacramento County assessment roll, as of July 22, 2026
| Type | Name |
|---|---|
| State | California |
| County | Sacramento County |
| Municipality | Sacramento City |
| Unified School District | Sacramento City Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $410,853 (+2%) Land $121,344 Building $289,509 | |
| 2025 | $4,978.00 (+1.43%) Homeowner's exemption | $402,798 (+4.04%) Land $118,965 Building $283,833 |
| 2024 | $4,908.00 (+2.53%) | |
| 2023 | $4,787.00 (+1.42%) Homeowner's exemption | $387,159 Land $114,347 Building $272,812 |
| 2022 | $4,720.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 83 policies |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 83 in force |
| Nearby Flood Claims | 1 (2023) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SACRAMENTO MAIN state or territorial government · serves 527,979 people · EPA ID CA3410020 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 534 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
May also be available: GeoLinks, Succeed.Net.
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