630 Rivergate Way, Sacramento, CA 95831 Property Records

Sacramento County property record for 630 Rivergate Way, Sacramento, CA 95831

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,931 sqft · built 1988
Lot Size	0.16 acres (6,970 sqft)
Owner	Company Name on Record
Last Sale	$419,000 (Mar 2013)
Tax Bill	$6,315 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Sep 2021 Mortgage + 3 more
Flood Zone	Zone X (reduced by levee)
APN	`031-0760-067-0000`

Property Details

APN / Parcel Number

Primary APN	`031-0760-067-0000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,931 sqft Living Area
1st Floor Area	1,619 sqft
2nd Floor Area	1,312 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	L-Shape
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Lot Area	6,970 sqft (0.16 acres)
Garage Area	690 sqft
Parking Spaces	2 Parking Spaces
Pool Area	13,105 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	630 RIVERGATE WAY
City	SACRAMENTO
State	CA
Zip	95831-3342
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	RIVERSIDE MANOR 03, LOT 164
Legal Subdivision	RIVERSIDE MANOR 03
Legal Lot Number	164
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	1
Census Block	1003
Census Tract	4018

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	630 RIVERGATE WAY, SACRAMENTO, CA 95831-3342
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage MOUNTAIN WEST FINANCIAL INC
Sep 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage MOUNTAIN WEST FINANCIAL INC
Dec 1, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Aug 10, 2020	Deed of Trust, Mortgage MOUNTAIN WEST FIN'L
Jan 7, 2019	Deed of Trust, Mortgage · Line of Credit GOLDEN 1 CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 1, 2013 · Amount on Record
Deed Sale	Mar 1, 2013 · Amount on Record
Prior Sale	Feb 14, 2008 · Amount on Record
Deed Book / Page	20130301 / 848
Last Transfer Date	Nov 24, 2020
Transfer Doc	12010000001539
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	630 RIVERGATE WAY, SACRAMENTO, CA 95831-3342
Transaction Type	Mortgage
Record Updated	May 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	630 RIVERGATE WAY, SACRAMENTO, CA 95831-3342

Mortgage

Document Number	0000001145
Date	Sep 27, 2021
Instrument	2021092701145

Lender

Name	MOUNTAIN WEST FINANCIAL INC
Type	Mortgage Company
Address	REDLANDS, CA 92374

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	630 RIVERGATE WAY, SACRAMENTO, CA 95831-3342
Transaction Type	Mortgage
Record Updated	Oct 6, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	630 RIVERGATE WAY, SACRAMENTO, CA 95831-3342

Mortgage

Document Number	2021092701145
Date	Sep 27, 2021
Instrument	2021092701145

Lender

Name	MOUNTAIN WEST FINANCIAL INC
Type	Mortgage Company
Address	REDLANDS, CA 92374

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Dec 1, 2020
Property Address	630 RIVERGATE WAY, SACRAMENTO, CA 95831-3342
Document Number	2012011539
Instrument Date	Nov 24, 2020
Instrument	2012011539
Transaction Type	Transfer
Record Updated	Dec 15, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	630 RIVERGATE WAY SACRAMENTO CA 958313342, SACRAMENTO, CA 95831-3342

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	630 RIVERGATE WAY, SACRAMENTO, CA 95831-3342
Document Number	2008181009
Instrument Date	Aug 10, 2020
Transaction Type	Mortgage
Record Updated	Sep 3, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	630 RIVERGATE WAY SACRAMENTO CA 958313342, SACRAMENTO, CA 95831-3342

Mortgage

Document Number	2008181009
Date	Aug 18, 2020
Instrument	2008181009

Lender

Name	MOUNTAIN WEST FIN'L
Type	Funding / Finance Company
Address	REDLANDS, CA 92374

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 17, 2050

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	630 RIVERGATE WAY, SACRAMENTO, CA 95831-3342
Document Number	1901110398
Instrument Date	Jan 7, 2019
Transaction Type	Mortgage
Record Updated	Jan 31, 2019
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	630 RIVERGATE WAY SACRAMENTO CA 958313342, SACRAMENTO, CA 95831-3342

Mortgage

Document Number	1901110398
Date	Jan 11, 2019
Instrument	1901110398

Lender

Name	GOLDEN 1 CU
Type	Credit Union
Address	SACRAMENTO, CA 95826

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 10, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Sacramento City
Unified School District	Sacramento City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$526,274 (+2%) Land $100,479 Building $425,795
2025	$6,315.00 (+1.43%) Homeowner's exemption	$515,956 (+4.04%) Land $98,509 Building $417,447
2024	$6,226.00 (+2.5%)
2023	$6,074.00 (+1.45%) Homeowner's exemption	$495,923 Land $94,685 Building $401,238
2022	$5,987.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 83 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	83 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SACRAMENTO MAIN state or territorial government · serves 527,979 people · EPA ID CA3410020
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 726 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	1,000 / 75
unWired Broadband Fixed Wireless	400 / 50
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile.

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