641 Eardley Ave, Pacific Grove, CA 93950 Property Records

Monterey County property record for 641 Eardley Ave, Pacific Grove, CA 93950

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,895 sqft · built 1932
Lot Size	0.138 acres (6,000 sqft)
Owner	2 Company Names on Record
Last Sale	$1,630,000 (May 2023)
Tax Bill	$18,621 (2025)
Deeds & Mortgages	Oct 2023 Transfer May 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`006-523-007-000`

Property Details

APN / Parcel Number

Primary APN	`006-523-007-000`
Alternative APN	`006-523-007`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	1,895 sqft Living Area
1st Floor Area	1,895 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1932
Effective Year Built	Effective 1932
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	6,000 sqft (0.138 acres)
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Old Parcel Number	006-523-007
Street Address	641 EARDLEY AVE
City	PACIFIC GROVE
State	CA
Zip	93950-4621
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PACIFIC GROVE ADD 5 LOT 11 BLK 154 EXC PART DEEDED TO CITY FOR ST
Legal Subdivision	PACIFIC GROVE ADD 5
Legal Block	154
Legal Lot Number	11
Jurisdiction	MONTEREY CA
Township / Civil Division	SEASIDE-MONTEREY
Census Block Group	1
Census Block	1064
Census Tract	12200

Owner

Source: Monterey County records, as of September 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	2853 RANSFORD AVE, PACIFIC GROVE, CA 93950-5110
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 10, 2023	Intrafamily Transfer, Transfer
May 5, 2023	Grant Deed, Transfer · Conventional Mortgage US BANK NA
Dec 19, 2019	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 5, 2023 · Amount on Record
Deed Sale	May 5, 2023 · Amount on Record
Prior Sale	Dec 19, 2019 · Amount on Record
Deed Document Number	202313576
Prior Transfer Date	Nov 8, 1996
Prior Transfer Doc	0034540788
Record Updated	Jun 8, 2026

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTEREY CA
Recording Date	Oct 10, 2023
Property Address	641 EARDLEY AVE, PACIFIC GROVE, CA 93950-4621
Document Number	0000033836
Map Reference	VOL 1 PG 65
Instrument Date	May 1, 2023
Instrument	2023033836
Transaction Type	Transfer
Record Updated	Oct 26, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	2853 RANSFORD AVE, PACIFIC GROVE, CA 93950-5110

May 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	May 5, 2023
Property Address	641 EARDLEY AVE, PACIFIC GROVE, CA 93950-4621
Document Number	0000013576
Map Reference	VOL 1 PG 65 1/2
Instrument Date	May 1, 2023
Instrument	2023013576
Transaction Type	Transfer
Record Updated	May 19, 2023
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2853 RANSFORD AVE, PACIFIC GROVE, CA 93950-5110

Mortgage

Document Number	0000013577
Date	May 5, 2023
Instrument	2023013577

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

December 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	Dec 19, 2019
Property Address	641 EARDLEY AVE, PACIFIC GROVE, CA 93950-4621
Document Number	0000060382
Map Reference	VOL 1 PG 651/2
Instrument Date	Dec 12, 2019
Instrument	2019060382
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	641 EARDLEY AVE, PACIFIC GROVE, CA 93950-4621

Mortgage

Document Number	0000060383
Date	Dec 19, 2019
Instrument	2019060383

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of July 23, 2025

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Municipality	Pacific Grove City
Unified School District	Pacific Grove Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$18,621.00 (+5.07%)	$1,695,852 (+67.18%) Land $1,019,592 Building $676,260
2024	$17,723.00 (+59.51%)
2023	$11,111.00 (+2.09%) Homeowner's exemption	$1,014,385 Land $630,706 Building $383,679
2022	$10,884.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,122 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Razzolink.

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