625 Eardley Ave, Pacific Grove, CA 93950 Property Records

Monterey County property record for 625 Eardley Ave, Pacific Grove, CA 93950

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 4,052 sqft · built 1928
Lot Size	0.335 acres (14,600 sqft)
Owner	Company Name on Record
Last Sale	$920,000 (May 2020)
Tax Bill	$12,293 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Oct 2021 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`006-523-005-000`

Property Details

APN / Parcel Number

Primary APN	`006-523-005-000`
Alternative APN	`006-523-005`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	1 Story
Building Area	1,776 sqft Living Area
1st Floor Area	1,776 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1928
Effective Year Built	Effective 2025
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	14,600 sqft (0.335 acres)
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Old Parcel Number	006-523-005
Street Address	625 EARDLEY AVE
City	PACIFIC GROVE
State	CA
Zip	93950-4621
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PACIFIC GROVE ADD 5 LOT 6-8-7 BLK 154
Legal Subdivision	PACIFIC GROVE ADD 5
Legal Block	154
Legal Lot Number	6-8
Jurisdiction	MONTEREY CA
Township / Civil Division	SEASIDE-MONTEREY
Census Block Group	1
Census Block	1064
Census Tract	12200

Owner

Source: Monterey County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	625 EARDLEY AVE, PACIFIC GROVE, CA 93950-4621
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREMONT BANK
Oct 13, 2021	Intrafamily Transfer, Transfer
Mar 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage MECHANICS BANK
May 15, 2020	Grant Deed, Transfer · Conventional Mortgage MECHANICS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 15, 2020 · Amount on Record
Deed Sale	May 15, 2020 · Amount on Record
Deed Document Number	202023367
Prior Transfer Date	Feb 26, 2003
Prior Transfer Doc	0000023534
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	625 EARDLEY AVE, PACIFIC GROVE, CA 93950-4621
Transaction Type	Mortgage
Record Updated	Dec 9, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	625 EARDLEY AVE, PACIFIC GROVE, CA 93950-4621

Mortgage

Document Number	0000080292
Date	Nov 30, 2021
Instrument	2021080292

Lender

Name	FREMONT BANK
Type	Bank
Address	LIVERMORE, CA 94551

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.11%
Type Change Date	Dec 1, 2028
Change Frequency	6 Months
Min Rate At Change	2.87%
Max Rate At Change	8.11%
Index	Other
Max Rate	8.11%

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTEREY CA
Recording Date	Oct 13, 2021
Property Address	625 EARDLEY AVE, PACIFIC GROVE, CA 93950-4621
Document Number	0000069253
Map Reference	MB 1 PG 65
Instrument Date	Oct 6, 2021
Instrument	2021069253
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	625 EARDLEY AVE, PACIFIC GROVE, CA 93950-4621

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	625 EARDLEY AVE, PACIFIC GROVE, CA 93950-4621
Transaction Type	Mortgage
Record Updated	Mar 24, 2021
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	625 EARDLEY AVE, PACIFIC GROVE, CA 93950-4621

Mortgage

Document Number	0000018925
Date	Mar 15, 2021
Instrument	2021018925

Lender

Name	MECHANICS BANK
Type	Bank
Address	ARROYO GRANDE, CA 93421

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3%
Type Change Date	Apr 1, 2031
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	5%
Index	1-Year CMT
Max Rate	9%

May 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	May 15, 2020
Property Address	625 EARDLEY AVE, PACIFIC GROVE, CA 93950-4621
Document Number	0000023367
Map Reference	MB 1 PG 65
Instrument Date	May 6, 2020
Instrument	2020023367
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	625 EARDLEY AVE, PACIFIC GROVE, CA 93950-4621

Mortgage

Document Number	0000023368
Date	May 15, 2020
Instrument	2020023368

Lender

Name	MECHANICS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Jun 1, 2030
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	5.5%
Index	1-Year CMT
Max Rate	9.5%

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Municipality	Pacific Grove City
Unified School District	Pacific Grove Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,686,276 (+50.78%) Land $780,861 Building $905,415
2025	$12,293.00 (+15.21%)	$1,118,350 (+15.64%) Land $765,550 Building $352,800
2023	$10,670.00 (+2.07%)	$967,082 Land $735,824 Building $231,258
2022	$10,454.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,122 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Razzolink.

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