640 Eardley Ave, Pacific Grove, CA 93950 Property Records

Monterey County property record for 640 Eardley Ave, Pacific Grove, CA 93950

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 979 sqft · built 1932
Lot Size0.073 acres (3,200 sqft)
OwnerIndividual Name on Record
Last Sale$785,000 (Jul 2006)
Tax Bill$11,487 (2025)
Deeds & MortgagesOct 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN006-522-008-000

Property Details

APN / Parcel Number

Primary APN006-522-008-000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area979 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1932
Architectural StyleOther
Construction TypeWood
Lot Area3,200 sqft (0.073 acres)
Garage TypeDetached
Garage Area205 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemFloor/Wall Furnace

Location & Zoning

Street Address640 EARDLEY AVE
CityPACIFIC GROVE
StateCA
Zip93950-4622
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPACIFIC GROVE ADD 5 SW 1/2 LOT 8 BLK 156
Legal SubdivisionPACIFIC GROVE ADD 5
Legal Block156
Legal Lot Number8
JurisdictionMONTEREY CA
Township / Civil DivisionSEASIDE-MONTEREY
Census Block Group1
Census Block1065
Census Tract12200

Owner

Source: Monterey County records, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address640 EARDLEY AVE, PACIFIC GROVE, CA 93950-4622
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 26, 2006 · Amount on Record
Deed SaleJul 26, 2006 · Amount on Record
Prior SaleNov 24, 2003
Deed Document Number2006065336
Record UpdatedJun 7, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTEREY CA
Property Address640 EARDLEY AVE, PACIFIC GROVE, CA 93950-4622
Transaction TypeMortgage
Record UpdatedJul 7, 2022
Title CompanyNORTH AMERICAN TITLE COMPANY, NORTH AMERICAN TITLE CO INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address640 EARDLEY AVE, PACIFIC GROVE, CA 93950-4622

Mortgage

Document Number0000069021
DateOct 13, 2021
Instrument2021069021
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2051

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountyMonterey County
MunicipalityPacific Grove City
Unified School DistrictPacific Grove Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$11,487.00 (+3.9%) Homeowner's exemption$1,051,721 (+4.04%) Land $669,888 Building $381,833
2023$11,056.00 (+2.08%) Homeowner's exemption$1,010,883 Land $643,876 Building $367,007
2022$10,831.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCAL AM WATER COMPANY - MONTEREY
private · serves 128,928 people · EPA ID CA2710004
Water SourceGroundwater influenced by surface water
Last State InspectionAug 2024
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,122 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: GeoLinks, Razzolink.

Nearby Properties on Eardley Ave

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