641 E 4th St, West Lafayette, OH 43845 Property Records

Coshocton County property record for 641 E 4th St, West Lafayette, OH 43845

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,148 sqft · built 1950
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on Record
Last Sale	$47,500 (Dec 2017)
Tax Bill	$1,283 (2025)
Deeds & Mortgages	Sep 2006 Mortgage May 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`002355-6`

Property Details

APN / Parcel Number

Primary APN	`002355-6`
Alternative APN	`0200000086700`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,148 sqft Living Area
1st Floor Area	1,148 sqft
Basement Area	442 sqft
Unfinished Basement	442 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	9,148 sqft (0.21 acres)
Lot Dimensions	145 ft deep x 64 ft wide
Porch	Slab
Porch Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	002355-6
Street Address	641 E 4TH ST
City	WEST LAFAYETTE
State	OH
Zip	43845-1407
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IN-LOT 809 .21A 48.17 X 145.76 W L REHARD'S SUB-DIVISION
Legal Subdivision	W L REHARD'S S/D
Legal Lot Number	809
Jurisdiction	COSHOCTON OH
Township / Civil Division	LAFAYETTE
Census Block Group	4
Census Block	4002
Census Tract	961800

Owner

Source: Coshocton County records, as of April 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	614 E 4TH ST, WEST LAFAYETTE, OH 43845-1408
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Also Known As (AKA)

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2006	Deed of Trust, Mortgage · Conventional Mortgage THE HOME LOAN SAVINGS BANK
May 1, 2020	Warranty Deed, Transfer · Conventional Mortgage LCJ FINANCIAL GROUP INC
Dec 22, 2017	Warranty Deed, Transfer THE HOME LOAN SAVINGS BANK
Dec 22, 2017	Affidavit, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 22, 2017 · Amount on Record
Deed Sale	Dec 22, 2017 · Amount on Record
Prior Sale	Aug 21, 2002
Deed Document Number	20174804
Deed Book / Page	749 / 622
Record Updated	Jun 8, 2026

September 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COSHOCTON OH
Property Address	641 E 4TH ST, WEST LAFAYETTE, OH 43845-1407
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	000424/190
Date	Sep 20, 2006
Book Page	424/190
Instrument	200600004855

Lender

Name	THE HOME LOAN SAVINGS BANK
Address	COSHOCTON, OH 43812

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2021

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COSHOCTON OH
Recording Date	May 1, 2020
Property Address	641 E 4TH ST, WEST LAFAYETTE, OH 43845-1407
Document Number	00777/5586
Book / Page	777 / 5586
Map Reference	MB 3 PG 10
Instrument Date	Apr 29, 2020
Instrument	202000001723
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY TITLE COSHOCTON

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	614 E 4TH ST, WEST LAFAYETTE, OH 43845-1408
Investor	Possibly a Property Investor

Mortgage

Document Number	202000001724
Date	May 1, 2020
Instrument	202000001724

Lender

Name	LCJ FINANCIAL GROUP INC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2050

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COSHOCTON OH
Recording Date	Dec 22, 2017
Property Address	641 E 4TH ST, WEST LAFAYETTE, OH 43845-1407
Document Number	000749/622
Book / Page	749 / 622
Map Reference	MB 3 PG 10
Instrument Date	Nov 29, 2017
Instrument	201700004804
Transaction Type	Transfer
Record Updated	May 17, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$190.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21798 TOWNSHIP ROAD 156, WEST LAFAYETTE, OH 43845-9781

Mortgage

Document Number	201700004805
Date	Dec 22, 2017
Instrument	201700004805

Lender

Name	THE HOME LOAN SAVINGS BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Dec 15, 2037

December 2017: Affidavit, Transfer

Document Type	Affidavit
Jurisdiction	COSHOCTON OH
Recording Date	Dec 22, 2017
Property Address	641 E 4TH ST, WEST LAFAYETTE, OH 43845-1407
Document Number	000749/619
Book / Page	749 / 619
Map Reference	MB 3 PG 10
Instrument Date	Nov 29, 2017
Instrument	201700004803
Transaction Type	Transfer
Record Updated	May 17, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	51953 TOWNSHIP ROAD 186, FRESNO, OH 43824-9776

Tax Assessment & Valuation

Source: Coshocton County assessment roll, as of April 17, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Coshocton County
County Subdivision	Lafayette Township
Municipality	West Lafayette Village
Unified School District	Ridgewood Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,283.00 (+0.23%)	$31,110 (-) Land $8,530 Building $22,580	$88,880 (-) Land $24,370 Building $64,510
2024	$1,280.00 (+20.98%) Homeowner's exemption	$31,110 (+20.91%) Land $8,530 Building $22,580	$88,880 (+20.91%) Land $24,370 Building $64,510
2023	$1,058.00 (-2.58%) Homeowner's exemption	$25,729 (-) Land $5,964 Building $19,765
2022	$1,086.00 Homeowner's exemption	$25,729 Land $5,964 Building $19,765
2021			$73,510 Land $17,040 Building $56,470

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 2, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1979–1998)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jun 1998 · Severe Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EDGEWOOD TERRACE private · serves 87 people · EPA ID OH1600212
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Smart Way Communications.

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