636 E 4th St, West Lafayette, OH 43845 Property Records

Coshocton County property record for 636 E 4th St, West Lafayette, OH 43845

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,834 sqft · built 1960
Lot Size	0.12 acres (5,227 sqft)
Owner	2 Individual Names on File
Last Sale	$48,100 (Jul 2008)
Tax Bill	$1,555 (2025)
Deeds & Mortgages	Apr 2006 Mortgage Aug 2009 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`002355-8`

Property Details

APN / Parcel Number

Primary APN	`002355-8`
Alternative APN	`0200000086900`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,834 sqft Living Area
1st Floor Area	1,834 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Lot Area	5,227 sqft (0.12 acres)
Lot Dimensions	60 ft deep x 78 ft wide
Garage Area	264 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	002355-8
Street Address	636 E 4TH ST
City	WEST LAFAYETTE
State	OH
Zip	43845-1408
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IN-LOT 801 .12A 80 X 60 W L REHARD'S SUB-DIVISION 09 DOC 2958
Legal Subdivision	W L REHARD'S S/D
Legal Lot Number	801
Jurisdiction	COSHOCTON OH
Township / Civil Division	LAFAYETTE
Census Block Group	4
Census Block	4005
Census Tract	961800

Owner

636 E 4th St is owned by two individuals who bought it in July 2008.

Source: Coshocton County records, as of April 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	26670 JAMES WATKINS RD, NORTH LEWISBURG, OH 43060-9005
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2006	Deed of Trust, Mortgage · Conventional Mortgage FIDELITY MORTGAGE
Aug 5, 2009	Intrafamily Transfer, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Jul 28, 2008	Sheriff's Deed, Foreclosure · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 28, 2008 · Amount on File
Deed Sale	Jul 28, 2008 · Amount on File
Prior Sale	Oct 3, 2001 · Amount on File
Deed Document Number	20083260
Deed Book / Page	475 / 658
Record Updated	Oct 29, 2026

April 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COSHOCTON OH
Property Address	636 E 4TH ST, WEST LAFAYETTE, OH 43845-1408
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	000408/806
Date	Apr 6, 2006
Book Page	408/806
Instrument	200600001709

Lender

Name	FIDELITY MORTGAGE
Type	Subprime Lender
Address	WOODBURY, NY 11797

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2036

August 2009: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COSHOCTON OH
Recording Date	Aug 5, 2009
Property Address	636 E 4TH ST, WEST LAFAYETTE, OH 43845-1408
Document Number	000499/112
Book / Page	499 / 112
Map Reference	MB3 PG10
Instrument Date	Jul 31, 2009
Instrument	200900002958
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	26670 JAMES WATKINS RD, NORTH LEWISBURG, OH 43060-9005
Investor	Possibly a Property Investor

Mortgage

Document Number	000499/113
Date	Aug 5, 2009
Book Page	499/113
Instrument	200900002959

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43235

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2039

July 2008: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	COSHOCTON OH
Recording Date	Jul 28, 2008
Property Address	636 E 4TH ST, WEST LAFAYETTE, OH 43845-1408
Document Number	000475/658
Book / Page	475 / 658
Map Reference	MB3 PG10
Instrument Date	Jul 10, 2008
Instrument	200800003260
Transaction Type	Foreclosure
Record Updated	May 17, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$192.40
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26670 JAMES WATKINS RD, NORTH LEWISBURG, OH 43060-9005
Investor	Possibly a Property Investor

Mortgage

Document Number	000475/662
Date	Jul 28, 2008
Book Page	475/662
Instrument	200800003261

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2038

Tax Assessment & Valuation

The 2025 property tax bill for 636 E 4th St was $1,555.

Source: Coshocton County assessment roll, as of April 17, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Coshocton County
County Subdivision	Lafayette Township
Municipality	West Lafayette Village
Unified School District	Ridgewood Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,555.00	$36,830 (-) Land $6,610 Building $30,220	$105,240 (-) Land $18,890 Building $86,350
2024	$1,555.00 (+18.88%)	$36,830 (+18.49%) Land $6,610 Building $30,220	$105,240 Land $18,890 Building $86,350
2023	$1,308.00 (-2.46%)	$31,084 (-) Land $4,624 Building $26,460
2022	$1,341.00	$31,084 Land $4,624 Building $26,460
2021			$88,810 Land $13,210 Building $75,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 636 E 4th St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective March 2, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1979–1998)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jun 1998 · Severe Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 636 E 4th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EDGEWOOD TERRACE private · serves 87 people · EPA ID OH1600212
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Smart Way Communications.

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