632 E 4th St, West Lafayette, OH 43845 Property Records

Coshocton County property record for 632 E 4th St, West Lafayette, OH 43845

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,080 sqft · built 1956
Lot Size	0.227 acres (9,888 sqft)
Owner	Individual Name on File
Last Sale	$93,000 (Feb 2008)
Tax Bill	$1,516 (2025)
Deeds & Mortgages	Feb 2024 Second Mortgage Feb 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`002361-0`

Property Details

APN / Parcel Number

Primary APN	`002361-0`
Alternative APN	`0200000092100`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,080 sqft Living Area
1st Floor Area	1,080 sqft
Basement Area	1,080 sqft
Unfinished Basement	1,080 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	9,888 sqft (0.227 acres)
Lot Dimensions	74 ft deep x 138 ft wide
Garage Type	Detached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	360 sqft
Patio Area	440 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	002361-0
Street Address	632 E 4TH ST
City	WEST LAFAYETTE
State	OH
Zip	43845-1408
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IN-LOT 1036 .227A 137.95 X 87.63 08 DOC 646 HARRY STAHL'S 1ST ADD.
Legal Subdivision	HARRY STAHLS FIRST ADDITION
Legal Lot Number	1036
Jurisdiction	COSHOCTON OH
Township / Civil Division	LAFAYETTE
Census Block Group	4
Census Block	4005
Census Tract	961800

Owner

632 E 4th St is owned and occupied by an individual who bought it in February 2008.

Source: Coshocton County records, as of April 17, 2026

Owner of Record	Individual Name on File
Mailing Address	632 E 4TH ST, WEST LAFAYETTE, OH 43845-1408
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 5, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Feb 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Sep 5, 2017	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 14, 2008 · Amount on File
Deed Sale	Feb 14, 2008 · Amount on File
Deed Document Number	2008646
Deed Book / Page	463 / 974
Record Updated	Jun 8, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COSHOCTON OH
Property Address	632 E 4TH ST, WEST LAFAYETTE, OH 43845-1408
Transaction Type	Mortgage
Record Updated	Feb 15, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	632 E 4TH ST, WEST LAFAYETTE, OH 43845-1408

Mortgage

Document Number	00799/4623
Date	Feb 5, 2024
Book Page	799/4623
Instrument	202400000424

Lender

Name	DISCOVER BANK
Type	Bank
Address	502 E MARKET ST, GREENWOOD, DE 19950

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	180 Months
Due	Feb 5, 2039

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COSHOCTON OH
Property Address	632 E 4TH ST, WEST LAFAYETTE, OH 43845-1408
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	776/4670
Date	Feb 10, 2020
Book Page	776/4670
Instrument	202000000581

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Feb 1, 2035

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COSHOCTON OH
Property Address	632 E 4TH ST, WEST LAFAYETTE, OH 43845-1408
Transaction Type	Mortgage
Record Updated	Sep 18, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 201700003250
Date	Sep 5, 2017
Book Page	740/254
Instrument	201700003250

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	Columbus, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 1, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 632 E 4th St was $1,516.

Source: Coshocton County assessment roll, as of April 17, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Coshocton County
County Subdivision	Lafayette Township
Municipality	West Lafayette Village
Unified School District	Ridgewood Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,516.00	$35,910 Land $9,150 Building $26,760	$102,610 Land $26,150 Building $76,460
2023	$1,256.00 (-2.48%)	$29,831 (-) Land $6,402 Building $23,429
2022	$1,288.00	$29,831 Land $6,402 Building $23,429
2021			$85,230 Land $18,290 Building $66,940

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 632 E 4th St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective March 2, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1979–1998)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jun 1998 · Severe Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 632 E 4th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EDGEWOOD TERRACE private · serves 87 people · EPA ID OH1600212
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Smart Way Communications.

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