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641 Commerce St, Townsend, DE 19734 Property Records

New Castle County property record for 641 Commerce St, Townsend, DE 19734 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms1 Baths
Year BuiltBuilt 1920
Square Footage1,732 sqft Living Area
Lot Size12,632 sqft (0.29 acres)
Last Sale$75,000 (2024)

Property Details

APN / Parcel Number

Primary APN25-004.00-010

Interior

Bedrooms2 Beds
Full Baths1 Baths
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms3 Rooms
Building Area1,732 sqft Living Area
1st Floor1,020 sqft 1st Floor
Stories2 Stories
Primary FlooringWood Flooring
Interior StructurePlaster Interior Structure

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Exterior MaterialAsbestos Exterior
Roof ConstructionHip Roof Construction
Roof MaterialAsphalt Roof
Lot Area12,632 sqft (0.29 acres)
Depth X Width139 ft x 90 ft Depth x Width

Utilities and HVAC

Heating SystemForced Air with Air Conditioning Heating
SewageSewage Connected

Location & Zoning

Street Address641 COMMERCE ST
CityTOWNSEND
StateDE
Zip19734-7717
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal SubdivisionTOWNSEND
Legal Lot Number-
JurisdictionNEW CASTLE DE
Minor Civil DivisionMIDDLETOWN-ODESSA
Census Blockgroup3
Census Block3039
Census Tract16806

Owner

Source: New Castle County records · APN 25-004.00-010

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1758 MOUNT FRIENDSHIP RD, SMYRNA, DE 19977-3838
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 23, 2024 · Amount on Record
Deed SaleDec 23, 2024 · Amount on Record
Prior SaleAug 03, 2013
Deed Doc Number202486947
Record RefreshedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEW CASTLE DE
Recording DateJul 10, 2026
Property Address641 COMMERCE ST, TOWNSEND, DE 19734-7717
Document Number0000052095
Instrument DateJul 09, 2026
Instrument202652095
Transaction TypeMortgage
Record UpdatedJul 23, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address1758 MOUNT FRIENDSHIP RD, SMYRNA, DE 19977-3838

Mortgage

Document Number0000052095,
DateJul 10, 2026
Instrument202652095
Lender
NameHORIZON FARM CREDIT ACA
Agreement
TypeBuilding or Construction Mortgage
AmountAmount Recorded
Term360 Months
Interest
Rate6.52%
Max Rate-1%

Tax Assessment & Valuation

Source: New Castle County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateDelaware
CountyNew Castle County
MunicipalityTownsend Town
Unified School DistrictAppoquinimink School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$218,300 (+1,126.4%) Land $59,400 Building $158,900
2024$198,990
2023$1,278.00 (+101.58%)$17,800 (-) Land $4,000 Building $13,800
2022$634.00$17,800 Land $4,000 Building $13,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, New Castle County (10003C), updated January 21, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 47% of Delaware
Wildfire LikelihoodAbout 1 in 6,250 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic DistrictWithin the Townsend Historic District
listed 1986 · 223 contributing resources · NRIS 86001029

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

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