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637 Commerce St, Townsend, DE 19734 Property Records

New Castle County property record for 637 Commerce St, Townsend, DE 19734

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,842 sqft · built 1940
Lot Size0.16 acres (6,970 sqft)
Owner2 Individual Names on File
Tax Bill$1,822 (2025)
Deeds & MortgagesSep 2022 Sale & Second Mortgage
Mar 2020 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN25-004.00-012

Property Details

APN / Parcel Number

Primary APN25-004.00-012

Interior

Bedrooms2 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms5 Rooms
Stories2 Stories
Building Area1,842 sqft Living Area
1st Floor Area1,059 sqft
FlooringWood
Interior WallsPlaster

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Architectural StyleOld Style
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialMetal
Lot Area6,970 sqft (0.16 acres)
Lot Dimensions143 ft deep x 50 ft wide
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Street Address637 COMMERCE ST
CityTOWNSEND
StateDE
Zip19734-7717
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code25R2
Legal SubdivisionTOWNSEND
Legal Lot Number-
JurisdictionNEW CASTLE DE
Township / Civil DivisionMIDDLETOWN-ODESSA
Census Block Group3
Census Block3039
Census Tract16806

Owner

Source: New Castle County records · APN 25-004.00-012

Assessment roll updated April 13, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address637 COMMERCE ST, TOWNSEND, DE 19734-7717
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Sep 27, 2022Deed, Transfer · Stand-Alone Second Mortgage
SHALLCROSS MORTGAGE COMPANY
Mar 18, 2020Grant Deed, Transfer
ATTORNEY ONLY
Mar 02, 2020Grant Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 31, 2023
Deed SaleJan 31, 2023
Prior SaleSep 27, 2022 · Amount on Record
Deed Document Number20236826
Record UpdatedSep 20, 2026

September 2022: Deed, Transfer

Document TypeDeed
JurisdictionNEW CASTLE DE
Recording DateSep 27, 2022
Property Address637 COMMERCE ST, TOWNSEND, DE 19734-7717
Document Number0000093261
Instrument DateJun 30, 2022
Instrument20220927-0093261
Transaction TypeTransfer
Record UpdatedOct 10, 2022

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address204 HOILAND DR, WILMINGTON, DE 19803-3230

Mortgage

Document Number0000093264
DateSep 27, 2022
Instrument20220927-0093264
Lender
NameSHALLCROSS MORTGAGE COMPANY
TypeMortgage Company
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term10 Months
DueJul 01, 2023

March 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionNEW CASTLE DE
Recording DateMar 18, 2020
Property Address637 COMMERCE ST, TOWNSEND, DE 19734-7717
Document Number0000022227
Instrument DateMar 06, 2020
Instrument22227
Transaction TypeTransfer
Record UpdatedJun 29, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$1,800.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address637 COMMERCE ST TOWNSEND DE 197347717, TOWNSEND, DE 19734-7717

March 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionNEW CASTLE DE
Recording DateMar 02, 2020
Property Address637 COMMERCE ST, TOWNSEND, DE 19734-7717
Document Number0000016911
Instrument DateFeb 21, 2020
Instrument16911
Transaction TypeTransfer
Record UpdatedMar 19, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$1,343.00
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address637 COMMERCE ST TOWNSEND DE 197347717, TOWNSEND, DE 19734-7717

Tax Assessment & Valuation

Source: New Castle County records · Assessment roll updated April 13, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateDelaware
CountyNew Castle County
MunicipalityTownsend Town
Unified School DistrictAppoquinimink School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,822.00 (+95.91%)$269,000 (+796.67%) Land $59,400 Building $209,600
2024$218,520
2023$930.00 (+0.22%)$30,000 (-) Land $3,700 Building $26,300
2022$928.00$30,000 Land $3,700 Building $26,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 21, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 80% of the US · above 47% of Delaware
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026

Historic DistrictWithin the Townsend Historic District
listed 1986 · 223 contributing resources · NRIS 86001029

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Cogeco Cable Holdings II
Cable		1,000 / 50
Verizon
Fiber		980 / 880
AT&T
Fixed Wireless		100 / 20
T-Mobile USA
Fixed Wireless		100 / 20

May also be available: Xfinity.

Based on FCC filings for 210 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemARTESIAN WATER COMPANY
private · serves 231,114 people
Water SourcePurchased surface water from several systems
Last State InspectionOct 2025
Lead1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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