641 Canopy Estates Dr, Winter Garden, FL 34787 Property Records

Orange County property record for 641 Canopy Estates Dr, Winter Garden, FL 34787

Property Summary

Property TypeSingle Family Home
Details4 bd · 4.5 ba · 3,320 sqft · built 2018
Lot Size0.2 acres (8,715 sqft)
Owner2 Individual Names on Record
Last Sale$668,900 (Mar 2018)
Tax Bill$6,488 (2025)
Deeds & MortgagesMar 2021 Line of Credit
Jul 2020 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN35-22-27-1100-00-060

Property Details

APN / Parcel Number

Primary APN35-22-27-1100-00-060
Alternative APNs
  • 272235110000060
  • 129042
  • 129823
  • 131201

Interior

Bedrooms4 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,320 sqft Living Area
Gross Area4,729 sqft
1st Floor Area1,599 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialConcrete
Lot Area8,715 sqft (0.2 acres)
Garage TypeAttached
Garage Area687 sqft
PorchSlab
Porch Area338 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address641 CANOPY ESTATES DR
CityWINTER GARDEN
StateFL
Zip34787-5094
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1B
Legal DescriptionCANOPY OAKS PHASE 1 88/96 LOT 6
Legal Range27E
Legal Township22S
Legal Section35
Legal SubdivisionCANOPY OAKS PH 1
Legal Phase1
Legal Tract1100
Legal Lot Number6
JurisdictionORANGE FL
Township / Civil DivisionSOUTHWEST ORANGE
Census Block Group1
Census Block1011
Census Tract17118

Owner

Source: Orange County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address641 CANOPY ESTATES DR, WINTER GARDEN, FL 34787-5094
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 18, 2021Deed of Trust, Mortgage · Line of Credit
TRUIST BANK
Jul 16, 2020Deed of Trust, Mortgage · Conventional Mortgage
AMERISAVE MTG
May 16, 2018Deed of Trust, Mortgage · Line of Credit
SUNTRUST BK
Mar 20, 2018Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
CROSSCOUNTRY MORTGAGE INC
Mar 20, 2018Grant Deed, Transfer
NETWORK CLOSING SERVICES INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 20, 2018 · Amount on Record
Deed SaleMar 20, 2018 · Amount on Record
Deed Document Number2018158438
Record UpdatedSep 20, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address641 CANOPY ESTATES DR, WINTER GARDEN, FL 34787-5094
Transaction TypeMortgage
Record UpdatedApr 6, 2021
Title CompanyTITLE 365, TITLE365

Transferred To (Grantee/Buyer)

NameVerified Name
Address641 CANOPY ESTATES DR, WINTER GARDEN, FL 34787-5094

Mortgage

Document Number20210156854
DateMar 18, 2021
Instrument20210156854
Lender
NameTRUIST BANK
TypeBank
AddressORLANDO, FL 32809
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address641 CANOPY ESTATES DR, WINTER GARDEN, FL 34787-5094
Document Number0000389814
Instrument DateJul 16, 2020
Transaction TypeMortgage
Record UpdatedAug 7, 2020
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address641 CANOPY ESTATES DR WINTER GARDEN FL 347875094, WINTER GARDEN, FL 34787-5094

Mortgage

Document Number0000389814
DateJul 21, 2020
Instrument389814
Lender
NameAMERISAVE MTG
TypeMortgage Company
AddressATLANTA, GA 30305
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 20, 2050

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address641 CANOPY ESTATES DR, WINTER GARDEN, FL 34787-5094
Document Number0000310707
Instrument DateMay 16, 2018
Transaction TypeMortgage
Record UpdatedJun 20, 2018
Title CompanyAMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address641 CANOPY ESTATES DR WINTER GARDEN FL 347875094, WINTER GARDEN, FL 34787-5094

Mortgage

Document Number0000310707
DateMay 24, 2018
Instrument310707
Lender
NameSUNTRUST BK
TypeBank
AddressORLANDO, FL 32809
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMay 23, 2048
Interest
Rate TypeAdjustable Rate

March 2018: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionORANGE FL
Recording DateMar 20, 2018
Property Address641 CANOPY ESTATES DR, WINTER GARDEN, FL 34787-5094
Document Number0000158438
Map ReferenceMB 88 PG 96-100
Instrument DateMar 14, 2018
Instrument20180158438
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 3, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,682.30
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1950 E IRLO BRONSON MEMORIAL HWY, 1950, KISSIMMEE, FL 34744-5394

Transferred To (Grantee/Buyer)

NameVerified Name
Address641 CANOPY ESTATES DR, WINTER GARDEN, FL 34787-5094

Mortgage

Document Number0000158439
DateMar 20, 2018
Instrument20180158439
Lender
NameCROSSCOUNTRY MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2048

March 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionORANGE FL
Recording DateMar 20, 2018
Property Address641 CANOPY ESTATES DR, WINTER GARDEN, FL 34787-5094
Document Number0000158437
Instrument DateFeb 26, 2018
Instrument158437
Transaction TypeTransfer
Record UpdatedMar 29, 2018
Title CompanyNETWORK CLOSING SERVICES INC

Transaction

AmountAmount Recorded
Tax$655.90
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1950 E IRLO BRONSON MEMORIAL HWY #H KISSIMMEE FL 347445394, H, KISSIMMEE, FL 34744-5394

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
MunicipalityWinter Garden City
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$450,569 (+2.7%)$1,081,530 (-1.24%) Land $150,000 Building $931,530
2025$6,488.00 (+5.24%) Homeowner's exemption$438,723 (+5.99%)$1,095,090 (+12.01%) Land $150,000 Building $945,090
2024$6,165.00 (+3.61%)
2023$5,950.00 (+2.94%) Homeowner's exemption$413,941 (+3%)$977,677 (+28.06%) Land $150,000 Building $827,677
2022$5,780.00 Homeowner's exemption$401,884$763,476 Land $125,000 Building $638,476

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 36 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies36 in force
Nearby Flood Claims1 (2024)
Claims Outside the SFHA1 of 1
Most Recent ClaimOct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWINTER GARDEN WATER DEPT (3 WPS)
serves 72,205 people · EPA ID FL3481481
Water SourceGroundwater
Last State InspectionFeb 2024
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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