623 Canopy Estates Dr, Winter Garden, FL 34787 Property Records

Orange County property record for 623 Canopy Estates Dr, Winter Garden, FL 34787

Property Summary

Property TypeSingle Family Home
Details4 bd · 4.5 ba · 3,338 sqft · built 2019
Lot Size0.178 acres (7,762 sqft)
Owner2 Individual Names on Record
Last Sale$955,000 (Dec 2021)
Tax Bill$13,122 (2025)
Deeds & MortgagesMay 2026 Line of Credit
Dec 2021 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN35-22-27-1100-00-030

Property Details

APN / Parcel Number

Primary APN35-22-27-1100-00-030
Alternative APNs
  • 272235110000030
  • 129037
  • 129820
  • 131197

Interior

Bedrooms4 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,338 sqft Living Area
Gross Area4,731 sqft
1st Floor Area1,599 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialConcrete
Lot Area7,762 sqft (0.178 acres)
Garage TypeAttached
Garage Area687 sqft
PorchSlab
Porch Area319 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address623 CANOPY ESTATES DR
CityWINTER GARDEN
StateFL
Zip34787-5094
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1B
Legal DescriptionCANOPY OAKS PHASE 1 88/96 LOT 3
Legal Range27E
Legal Township22S
Legal Section35
Legal SubdivisionCANOPY OAKS PH 1
Legal Phase1
Legal Tract1100
Legal Lot Number3
JurisdictionORANGE FL
Township / Civil DivisionSOUTHWEST ORANGE
Census Block Group1
Census Block1011
Census Tract17118

Owner

Source: Orange County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address623 CANOPY ESTATES DR, WINTER GARDEN, FL 34787-5094
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 20, 2026Deed of Trust, Mortgage · Line of Credit
COASTAL COMMUNITY BANK
Dec 20, 2021Warranty Deed, Transfer · Conventional Mortgage
BETTER MORTGAGE CORPORATION
May 3, 2019Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
CROSSCOUNTRY MORTGAGE INC
May 3, 2019Grant Deed, Transfer
NETWORK CLOSING SERVICES INC, NETWORK CLOSING SVCS INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 20, 2021 · Amount on Record
Deed SaleDec 20, 2021 · Amount on Record
Prior SaleMay 3, 2019 · Amount on Record
Deed Document Number2021775764
Record UpdatedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Recording DateMay 20, 2026
Property Address623 CANOPY ESTATES DR, WINTER GARDEN, FL 34787-5094
Document Number0000286011
Instrument DateMay 13, 2026
Instrument2026286011
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address623 CANOPY ESTATES DR, WINTER GARDEN, FL 34787-5094

Mortgage

Document Number0000286011,
DateMay 20, 2026
Instrument2026286011
Lender
NameCOASTAL COMMUNITY BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate6.3%
Max Rate-1%

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionORANGE FL
Recording DateDec 20, 2021
Property Address623 CANOPY ESTATES DR, WINTER GARDEN, FL 34787-5094
Document Number0000775764
Map ReferenceMB 88 PG 96-100
Instrument DateDec 15, 2021
Instrument20210775764
Transaction TypeTransfer
Record UpdatedJan 6, 2022
Title CompanyLEADING EDGE TITLE PARTNERS/CTRL F, LEADING EDGE TTL OF CTRL FL

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$6,685.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address918 SUNNY DELL DR, 918, ORLANDO, FL 32818-6927

Transferred To (Grantee/Buyer)

NameVerified Name
Address623 CANOPY ESTATES DR, WINTER GARDEN, FL 34787-5094

Mortgage

Document Number0000775765
DateDec 20, 2021
Instrument20210775765
Lender
NameBETTER MORTGAGE CORPORATION
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2052

May 2019: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionORANGE FL
Recording DateMay 3, 2019
Property Address623 CANOPY ESTATES DR, WINTER GARDEN, FL 34787-5094
Document Number0000275824
Map ReferenceMB 88 PG 96-100
Instrument DateMay 1, 2019
Instrument20190275824
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 3, 2022
Title CompanyNETWORK CLOSING SERVICES INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$5,233.20
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1950 E IRLO BRONSON MEMORIAL HWY # 200, 1950, KISSIMMEE, FL 34744-5394

Transferred To (Grantee/Buyer)

NameVerified Name
Address623 CANOPY ESTATES DR, WINTER GARDEN, FL 34787-5094

Mortgage

Document Number0000275825
DateMay 3, 2019
Instrument20190275825
Lender
NameCROSSCOUNTRY MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2049

May 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionORANGE FL
Recording DateMay 3, 2019
Property Address623 CANOPY ESTATES DR, WINTER GARDEN, FL 34787-5094
Document Number0000275822
Instrument DateJan 8, 2019
Instrument275822
Transaction TypeTransfer
Record UpdatedMay 22, 2019
Title CompanyNETWORK CLOSING SERVICES INC, NETWORK CLOSING SVCS INC

Transaction

AmountAmount Recorded
Tax$656.60
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1950 E IRLO BRONSON MEMORIAL HWY #H KISSIMMEE FL 347445394, H, KISSIMMEE, FL 34744-5394

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
MunicipalityWinter Garden City
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$868,704 (+2.7%)$1,107,650 (-1.33%) Land $150,000 Building $957,650
2025$13,122.00 (+5.17%) Homeowner's exemption$845,866 (+5.99%)$1,122,540 (+12.88%) Land $150,000 Building $972,540
2024$12,477.00 (+3.44%)
2023$12,062.00 (+2.78%) Homeowner's exemption$798,084 (+3%)$994,485 (+28.35%) Land $150,000 Building $844,485
2022$11,736.00 Homeowner's exemption$774,839 Land $125,000 Building $649,839$774,839 Land $125,000 Building $649,839

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 36 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies36 in force
Nearby Flood Claims1 (2024)
Claims Outside the SFHA1 of 1
Most Recent ClaimOct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWINTER GARDEN WATER DEPT (3 WPS)
serves 72,205 people · EPA ID FL3481481
Water SourceGroundwater
Last State InspectionFeb 2024
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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