Bay County property record for 6407 Cherry St, Panama City, FL 32404 · Last verified April 2026
| Property Type | Mobile Home |
|---|---|
| Details | 3 bd · 2 ba · 1,296 sqft · built 2005 |
| Lot Size | 0.287 acres (12,501 sqft) |
| Owner | Individual Name on File |
| Last Sale | $75,300 (Jan 2012) |
| Tax Bill | $273 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 06139-000-000 |
| Primary APN | 06139-000-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,296 sqft Living Area |
| 1st Floor Area | 1,296 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Mobile Home |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 12,501 sqft (0.287 acres) |
| Lot Dimensions | 129 ft deep x 97 ft wide |
| Garage Type | Detached |
| Garage Area | 400 sqft |
| Porch | Unfinished Open Porch |
|---|---|
| Porch Area | 96 sqft |
| Deck Area | 16 sqft |
| Patio Area | 16 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 6407 CHERRY ST |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32404-7965 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | 7 4S 13W -102- BEG 1287 S & 283.6 W OF NE COR OF SW1/4 OF SE1/4 TH N 97 E 129.3 S 97 W 129.3 TO POB AKA L-14 PKWAY DEV UNR LESS RW TO STATE ORB 3377 P 2121 SUB TO FP&L ESMT |
| Legal Range | 13W |
| Legal Township | 04S |
| Legal Section | 07 |
| Legal Subdivision | PARKWAY DEVELOPERS INC |
| Legal Lot Number | 9 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 3 |
| Census Block | 3028 |
| Census Tract | 803 |
Source: Bay County records · APN 06139-000-000
Assessment roll updated January 5, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 6407 CHERRY ST, PANAMA CITY, FL 32404-7965 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 10, 2012 · Amount on Record |
| Deed Sale | Jan 10, 2012 · Amount on Record |
| Prior Sale | May 11, 2011 |
| Deed Document Number | 20121294 |
| Deed Book / Page | 3377 / 2121 |
| Prior Transfer Date | Nov 17, 2005 |
| Prior Transfer Doc | 0027141076 |
| Record Updated | Jun 08, 2026 |
Source: Bay County records · Assessment roll updated January 5, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Callaway City |
| Unified School District | Bay County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $273.00 (+7.48%) Homeowner's exemption Disabled Person's exemption | $49,980 (+5.99%) | $55,203 (+17.06%) Land $32,592 Building $22,611 |
| 2024 | $254.00 (+6.72%) | ||
| 2023 | $238.00 (+112.5%) Homeowner's exemption Disabled Person's exemption | $47,156 (+37.72%) Land $27,004 Building $20,152 | $47,156 (+31.04%) Land $27,004 Building $20,152 |
| 2022 | $112.00 Homeowner's exemption Disabled Person's exemption | $34,240 | $35,985 Land $25,142 Building $10,843 |
Source: FEMA National Flood Hazard Layer, Bay County (12005C), updated September 16, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120050008033, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 35 individual NFIP policies nearby |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 35 in force |
| Nearby Flood Claims | 8 (2005–2021) |
| Claims Outside the SFHA | 6 of 8 |
| Most Recent Claim | Oct 2021, rainfall accumulation |
| Claims By Storm |
|
| Wildfire Risk | Low above 32% of the US · above 8% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 5,263 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 369 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone | Cable | 1,200 / 50 |
| Verizon | Fixed Wireless | 300 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
5G and 4G LTE
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