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6423 Cherry St, Panama City, FL 32404 Property Records

Bay County property record for 6423 Cherry St, Panama City, FL 32404 · Last verified February 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,835 sqft · built 1975
Lot Size0.287 acres (12,502 sqft)
OwnerIndividual Name on File
Tax Bill$2,247 (2025)
Deeds & MortgagesDec 2021 Sale
Flood ZoneZone X (minimal risk)
APN06138-010-000

Property Details

APN / Parcel Number

Primary APN06138-010-000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,835 sqft Heated Area
Gross Area2,560 sqft
1st Floor Area1,835 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1975
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area12,502 sqft (0.287 acres)
Lot Dimensions129 ft deep x 97 ft wide
Garage Area441 sqft
DrivewayDriveway
Driveway Area504 sqft

Exterior Amenities

Pool Area512 sqft
PorchPorch
Porch Area185 sqft
Lawn SprinklersLawn Sprinklers

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address6423 CHERRY ST
CityPANAMA CITY
StateFL
Zip32404-7965
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description7 4S 13W-101.1-131C4 BEG 25' W & 1287' S OF NE COR OF SW1/4 OF SE1/4 OF SEC TH W 129.3' N
Legal Range13W
Legal Township04S
Legal Section07
Legal Lot Number13
JurisdictionBAY FL
Township / Civil DivisionPANAMA CITY
Census Block Group3
Census Block3028
Census Tract803

Owner

Source: Bay County records · APN 06138-010-000

Assessment roll updated July 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address501 KODIAK TRL, CEDAR PARK, TX 78613-4109
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last Transfer DateDec 22, 2021
Transfer Doc0045020630
Record UpdatedJun 08, 2026

December 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBAY FL
Recording DateDec 22, 2021
Property Address6423 CHERRY ST, PANAMA CITY, FL 32404-7965
Document Number0045020630
Book / Page4502 / 630
Instrument DateDec 21, 2021
Instrument2021096575
Transaction TypeTransfer
Record UpdatedJan 14, 2022

Transaction

AmountAmount Recorded
Tax$490.00
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address5165 WOODGATE WAY, 5165, MARIANNA, FL 32446-6874

Transferred To (Grantee/Buyer)

NameVerified Name
Address501 KODIAK TRL, CEDAR PARK, TX 78613-4109

Tax Assessment & Valuation

Source: Bay County records · Assessment roll updated July 1, 2025 · Last verified February 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBay County
MunicipalityCallaway City
Unified School DistrictBay County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,247.00 (+8.24%)$164,136 (+9.83%) Land $32,592 Building $131,544$164,136 (+9.83%) Land $32,592 Building $131,544
2023$2,076.00 (+17.09%)$149,448 (+8.83%) Land $27,004 Building $122,444$149,448 (+8.83%) Land $27,004 Building $122,444
2022$1,773.00$137,321 Land $25,142 Building $112,179$137,321 Land $25,142 Building $112,179

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bay County (12005C), updated September 16, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120050008033, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 35 individual NFIP policies nearby
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies35 in force
Nearby Flood Claims8 (2005–2021)
Claims Outside the SFHA6 of 8
Most Recent ClaimOct 2021, rainfall accumulation
Claims By Storm
  • Hurricane Michael, Oct 2018 · 3 claims

Wildfire

Wildfire RiskLow
above 32% of the US · above 8% of Florida
Wildfire LikelihoodAbout 1 in 5,263 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 369 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
WOW Internet, Cable & PhoneCable1,200 / 50
VerizonFixed Wireless300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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