6327 Cherry St, Panama City, FL 32404 Property Records

Bay County property record for 6327 Cherry St, Panama City, FL 32404

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.414 acres (18,033 sqft)
Owner	2 Individual Names on File
Tax Bill	$669 (2025)
Deeds & Mortgages	Apr 2026 Sale
Flood Zone	Zone X (minimal risk)
APN	`06120-000-000`

Property Details

APN / Parcel Number

Primary APN	`06120-000-000`

Exterior

Lot Area	18,033 sqft (0.414 acres)
Lot Dimensions	140 ft deep x 129 ft wide
Mobile Home / RV Hookup	Mobile Home / RV Hookup

Location & Zoning

Street Address	6327 CHERRY ST
City	PANAMA CITY
State	FL
Zip	32404-7968
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	R6M
Legal Description	7 4S 13W -89-131C4 BEG 333.6 W & 1106 S OF NE COR OF SW1/4 OF SE1/4 TH W 129.3 S 140 M/L TO CHERRY ST E 129.3 N 140 M/L TO POB ORB 1047 P 102
Legal Range	13W
Legal Township	04S
Legal Section	07
Jurisdiction	BAY FL
Township / Civil Division	PANAMA CITY
Census Block Group	3
Census Block	3027
Census Tract	803

Owner

Source: Bay County records · APN 06120-000-000

Assessment roll updated January 5, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	6 PARK LN, UNION, MO 63084-2806
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Apr 14, 2026
Transfer Doc	0000022899
Record Updated	Sep 20, 2026

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	BAY FL
Recording Date	Apr 17, 2026
Property Address	6327 CHERRY ST, PANAMA CITY, FL 32404-7968
Document Number	0000022899
Book / Page	5024 / 2346
Instrument Date	Apr 14, 2026
Instrument	2026.22899
Transaction Type	Transfer
Record Updated	May 06, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$70.70
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	6 PARK LN, UNION, MO 63084-2806

Tax Assessment & Valuation

Source: Bay County records · Assessment roll updated January 5, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Municipality	Callaway City
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$669.00 (+9.85%)	$48,518 (+16.06%)	$49,391 (+18.15%) Land $44,247 Building $5,144
2024	$609.00 (+7.6%)
2023	$566.00 (+24.67%)	$41,805 (+13.96%) Land $36,661 Building $5,144	$41,805 (+13.96%) Land $36,661 Building $5,144
2022	$454.00	$36,684 Land $34,133 Building $2,551	$36,684 Land $34,133 Building $2,551

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 16, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 35 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	35 in force
Nearby Flood Claims	8 (2005–2021)
Claims Outside the SFHA	6 of 8
Most Recent Claim	Oct 2021 · rainfall accumulation
Claims by Event	Hurricane Michael, Oct 2018 · 3 claims

Wildfire

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 369 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CALLAWAY, CITY OF WATER SYSTEM serves 20,520 people
Water Source	Purchased surface water from BAY COUNTY WATER SYSTEM
Last State Inspection	May 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.