6405 E Sprague Rd, Independence, OH 44131 Property Records

Cuyahoga County property record for 6405 E Sprague Rd, Independence, OH 44131

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,112 sqft · built 1976
Lot Size	0.337 acres (14,700 sqft)
Owner	2 Individual Names on Record
Last Sale	$320,000 (Jan 2021)
Tax Bill	$6,140 (2025)
Deeds & Mortgages	Jan 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`563-25-018`

Property Details

APN / Parcel Number

Primary APN	`563-25-018`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,112 sqft Living Area
1st Floor Area	1,682 sqft
2nd Floor Area	1,430 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1991
Architectural Style	Colonial
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	14,700 sqft (0.337 acres)
Lot Dimensions	147 ft deep x 119 ft wide
Garage Type	Attached
Garage Area	529 sqft
Parking Spaces	2 Parking Spaces
Deck Area	984 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	6405 E SPRAGUE RD
City	INDEPENDENCE
State	OH
Zip	44131-6545
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	U-1
Legal Description	3-40 EP 1538.84FT SWC
Legal Subdivision	INDEPENDENCE
Legal Lot Number	3
Jurisdiction	CUYAHOGA OH
Township / Civil Division	INDEPENDENCE
Census Block Group	2
Census Block	2010
Census Tract	156102

Owner

Source: Cuyahoga County records, as of March 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6405 E SPRAGUE RD, INDEPENDENCE, OH 44131-6545
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 25, 2021 · Amount on Record
Deed Sale	Jan 25, 2021 · Amount on Record
Prior Sale	Feb 13, 1997 · Amount on Record
Deed Document Number	0001250375
Record Updated	Jun 8, 2026

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUYAHOGA OH
Recording Date	Jan 25, 2021
Property Address	6405 E SPRAGUE RD, INDEPENDENCE, OH 44131-6545
Document Number	0001250375
Instrument Date	Jan 21, 2021
Instrument	1250375
Transaction Type	Transfer
Record Updated	Apr 23, 2021
Title Company	ALL R/E SOLUTIONS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,280.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	PO BOX 70 WALNUT CREEK CA 945970070, WALNUT CREEK, CA 94597-0070

Mortgage

Document Number	1250376
Date	Jan 25, 2021
Instrument	1250376

Lender

Name	LENDUS LLC
Address	3240 STONE VALLEY RD W, ALAMO, CA 94507-1555

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 24, 2051

Tax Assessment & Valuation

Source: Cuyahoga County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Cuyahoga County
Municipality	Independence City
Unified School District	Independence Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,140.00 (-3.47%) Homeowner's exemption	$133,010 (-) Land $14,390 Building $118,620
2024	$6,361.00 (+12.31%) Homeowner's exemption	$133,010 (+23.58%) Land $14,390 Building $118,620	$380,000 (+23.58%) Land $41,100 Building $338,900
2023	$5,664.00 (+0.55%) Homeowner's exemption	$107,630 (-) Land $16,380 Building $91,250
2022	$5,633.00 Homeowner's exemption	$107,630 Land $16,380 Building $91,250
2021			$307,500 Land $46,800 Building $260,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (1979–1980)
Most Recent Claim	Jan 1980 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND PUBLIC WATER SYSTEM serves 1,308,955 people · EPA ID OH1801212
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Cox Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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