Howard County property record for 6404 Loring Dr, Columbia, MD 21045
| Property Type | Townhouse |
|---|---|
| Details | 2.5 ba · 1,280 sqft · built 1987 |
| Lot Size | 0.049 acres (2,134 sqft) |
| Owner | Individual Name on File |
| Last Sale | $310,000 (Sep 2017) |
| Tax Bill | $5,410 (2026) |
| Deeds & Mortgages | Dec 2021 Mortgage Sep 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-500781 |
| Primary APN | 06-500781 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,280 sqft Total Area |
| Basement Area | 427 sqft |
| Finished Basement | 427 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Townhouse |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 2,134 sqft (0.049 acres) |
| Garage Type | Attached |
| Garage Area | 200 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 228 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 500781 |
|---|---|
| Street Address | 6404 LORING DR |
| City | COLUMBIA |
| State | MD |
| Zip | 21045-4460 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | RSC |
| Legal Description | LOT 294 .049 A 6404 LORING DR SEWELLS ORCHARD S 3 AR 2 |
| Legal Subdivision | SEWELLS ORCHARD AREA 3 |
| Legal Lot Number | 294 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 6, SAVAGE |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 606604 |
6404 Loring Dr, a townhouse, is owned and occupied by an individual who bought it in September 2017.
Source: Howard County records, as of September 4, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 6404 LORING DR, COLUMBIA, MD 21045-4460 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 1, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PRIMARY RESIDENTIAL MORTGAGE INC |
| Sep 12, 2017 | Grant Deed, Transfer · FHA Mortgage PRIMARY RESID'L MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 12, 2017 · Amount on File |
| Deed Sale | Sep 12, 2017 · Amount on File |
| Prior Sale | Mar 12, 2015 · Amount on File |
| Deed Document Number | 2017803-428 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 6404 LORING DR, COLUMBIA, MD 21045-4460 |
| Transaction Type | Mortgage |
| Record Updated | Dec 14, 2021 |
| Title Company | ADVANTAGE TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0211580089 |
|---|---|
| Date | Dec 1, 2021 |
| Book Page | 21158/89 |
| Name | PRIMARY RESIDENTIAL MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SALT LAKE CITY, UT 84116 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Sep 12, 2017 |
| Property Address | 6404 LORING DR, COLUMBIA, MD 21045-4460 |
| Document Number | 0178030428 |
| Book / Page | 017803 / 000428 |
| Instrument Date | Sep 6, 2017 |
| Transaction Type | Transfer |
| Record Updated | Feb 20, 2018 |
| Title Company | CONTINENTAL, CONTINENTAL TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $310.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 6404 LORING DR COLUMBIA MD 210454460, COLUMBIA, MD 21045-4460 |
| Document Number | 178030434 |
|---|---|
| Date | Sep 12, 2017 |
| Book Page | 017803/000434 |
| Name | PRIMARY RESID'L MTG |
|---|---|
| Type | Mortgage Company |
| Address | SALT LAKE CITY, UT 84116 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 11, 2047 |
The 2026 property tax bill for 6404 Loring Dr was $5,410 with a homeowner's exemption, up 2.8% from the year before.
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,410.00 (+2.83%) Homeowner's exemption | $361,133 (+5.59%) | $399,400 (+16.78%) Land $200,000 Building $199,400 |
| 2025 | $5,261.00 Homeowner's exemption | $342,000 Land $150,000 Building $192,000 | $342,000 Land $150,000 Building $192,000 |
| 2023 | $307,067 | $342,000 Land $150,000 Building $192,000 | |
| 2022 | $3,260.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 6404 Loring Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 1 (2018) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2018 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6404 Loring Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.5% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 598 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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