Howard County property record for 6355 Loring Dr, Columbia, MD 21045
| Property Type | Townhouse |
|---|---|
| Details | 3 ba · 1,352 sqft · built 1986 |
| Lot Size | 0.041 acres (1,785 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $295,000 (Oct 2018) |
| Tax Bill | $5,776 (2026) |
| Deeds & Mortgages | Mar 2021 Mortgage Oct 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-486371 |
| Primary APN | 06-486371 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 2 Stories |
| Building Area | 1,352 sqft Total Area |
| Basement Area | 480 sqft |
| Finished Basement | 480 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Townhouse |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 1,785 sqft (0.041 acres) |
| Deck Area | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 486371 |
|---|---|
| Street Address | 6355 LORING DR |
| City | COLUMBIA |
| State | MD |
| Zip | 21045-4491 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | RSC |
| Legal Description | LOT 38 .041 A 6355 LORING DR SEWELLS ORCHARD S 3 AR 1 |
| Legal Subdivision | SEWELLS ORCHARD |
| Legal Lot Number | 38 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 6, SAVAGE |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 606604 |
Source: Howard County records, as of September 4, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 6355 LORING DR, COLUMBIA, MD 21045-4491 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GOLDWATER BANK NA |
| Oct 10, 2018 | Grant Deed, Transfer · Conventional with PMI APEX HM LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 10, 2018 · Amount on Record |
| Deed Sale | Oct 10, 2018 · Amount on Record |
| Prior Sale | Jan 17, 2002 · Amount on Record |
| Deed Book / Page | 18404 / 454 |
| Prior Transfer Date | Apr 30, 2008 |
| Prior Transfer Doc | 0112190076 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 6355 LORING DR, COLUMBIA, MD 21045-4491 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Title Company | FIRST SOURCE TITLE AGENCY |
| Name | Verified Name |
|---|---|
| Address | 6355 LORING DR, COLUMBIA, MD 21045-4491 |
| Document Number | 0203420219 |
|---|---|
| Date | Mar 17, 2021 |
| Book Page | 20342/219 |
| Name | GOLDWATER BANK NA |
|---|---|
| Type | Bank |
| Address | PHOENIX, AZ 85016 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 1, 2036 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Oct 10, 2018 |
| Property Address | 6355 LORING DR, COLUMBIA, MD 21045-4491 |
| Document Number | 0184040454 |
| Book / Page | 018404 / 000454 |
| Instrument Date | Sep 28, 2018 |
| Transaction Type | Transfer |
| Record Updated | Oct 24, 2018 |
| Title Company | TERRAIN TITLE ESCROW COMPANY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $295.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 6355 LORING DR COLUMBIA MD 210454491, COLUMBIA, MD 21045-4491 |
| Document Number | 184040459 |
|---|---|
| Date | Oct 10, 2018 |
| Book Page | 018404/000459 |
| Name | APEX HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | ROCKVILLE, MD 20852 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 9, 2048 |
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,776.00 (+5.4%) | $370,700 (+5.49%) | $409,300 (+16.48%) Land $200,000 Building $209,300 |
| 2025 | $5,480.00 (+4.96%) | $351,400 (+11.41%) Land $150,000 Building $201,400 | $351,400 (-) Land $150,000 Building $201,400 |
| 2024 | $5,221.00 (+55.94%) | ||
| 2023 | $315,400 | $351,400 Land $150,000 Building $201,400 | |
| 2022 | $3,348.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 1 (2018) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2018 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.5% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 598 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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