Howard County property record for 6411 Loring Dr, Columbia, MD 21045
| Property Type | Townhouse |
|---|---|
| Details | 2.5 ba · 1,716 sqft · built 1987 |
| Lot Size | 0.072 acres (3,136 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $405,000 (Dec 2021) |
| Tax Bill | $6,443 (2026) |
| Deeds & Mortgages | Dec 2021 Sale & Mortgage Jun 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-500641 |
| Primary APN | 06-500641 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,716 sqft Total Area |
| Basement Area | 733 sqft |
| Finished Basement | 733 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Townhouse |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 3,136 sqft (0.072 acres) |
| Porch | Slab |
| Porch Area | 90 sqft |
| Deck Area | 200 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 500641 |
|---|---|
| Street Address | 6411 LORING DR |
| City | COLUMBIA |
| State | MD |
| Zip | 21045-4493 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | RSC |
| Legal Description | LOT 281 .072 A 6411 LORING DR SEWELLS ORCHARD S 3 AR 3 |
| Legal Subdivision | SEWELLS ORCHARD |
| Legal Lot Number | 281 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 6, SAVAGE |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 606604 |
Source: Howard County records, as of September 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 6411 LORING DR, COLUMBIA, MD 21045-4493 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 23, 2021 | Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jun 22, 2017 | Deed, Transfer · Conventional Mortgage PRESIDENTIAL BANK FSB |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 23, 2021 · Amount on Record |
| Deed Sale | Dec 23, 2021 · Amount on Record |
| Prior Sale | Jun 22, 2017 · Amount on Record |
| Deed Book / Page | 21219 / 420 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Dec 23, 2021 |
| Property Address | 6411 LORING DR, COLUMBIA, MD 21045-4493 |
| Document Number | 0212190420 |
| Book / Page | 21219 / 420 |
| Map Reference | PL 6857 |
| Instrument Date | Dec 17, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jan 5, 2022 |
| Title Company | R AND P SETTLEMENT GROUP LLC, R & P SETTLEMENT GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $7,087.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 6411 LORING DR, COLUMBIA, MD 21045-4493 |
| Document Number | 0021219426 |
|---|---|
| Date | Dec 23, 2021 |
| Instrument | 21219/426 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Jun 22, 2017 |
| Property Address | 6411 LORING DR, COLUMBIA, MD 21045-4493 |
| Document Number | 0176580038 |
| Book / Page | 17658 / 038 |
| Map Reference | PL6857 |
| Instrument Date | May 25, 2017 |
| Instrument | 17658-038 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2021 |
| Title Company | CONSUMER REAL ESTATE TITLE I |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,537.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 6411 LORING DR, COLUMBIA, MD 21045-4493 |
| Document Number | 17658042 |
|---|---|
| Date | Jun 22, 2017 |
| Instrument | 17658-042 |
| Name | PRESIDENTIAL BANK FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2047 |
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,443.00 (+4.63%) Homeowner's exemption | $420,000 (+4.97%) | $459,800 (+14.92%) Land $200,000 Building $259,800 |
| 2025 | $6,158.00 (+61.88%) Homeowner's exemption | $400,100 (+11.56%) Land $150,000 Building $250,100 | $400,100 (-) Land $150,000 Building $250,100 |
| 2023 | $358,633 | $400,100 Land $150,000 Building $250,100 | |
| 2022 | $3,804.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 1 (2018) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2018 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 87% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 598 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures