6400 Wilson Ter, Sebring, FL 33876 Property Records

Highlands County property record for 6400 Wilson Ter, Sebring, FL 33876

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,936 sqft · built 1972
Lot Size	0.498 acres (21,713 sqft)
Owner	Individual Name on File
Last Sale	$125,800 (Oct 2018)
Tax Bill	$1,498 (2024)
Deeds & Mortgages	Dec 2021 Mortgage Jun 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`C-15-35-30-010-00C0-0010`

Property Details

APN / Parcel Number

Primary APN	`C-15-35-30-010-00C0-0010`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,936 sqft Living Area
1st Floor Area	1,536 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1972
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	21,713 sqft (0.498 acres)
Lot Dimensions	190 ft deep x 115 ft wide
Garage Type	Mixed
Garage Area	484 sqft
Carport	Carport
Carport Area	396 sqft
Driveway	Driveway
Driveway Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Pool Area	462 sqft
Porch	Open Porch
Porch Area	259 sqft
Patio Area	484 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Street Address	6400 WILSON TER
City	SEBRING
State	FL
Zip	33876-7403
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SPRING LAKE SEC 1 PB 9-PG 23 LOT 1 BLK C
Legal Range	30E
Legal Township	35S
Legal Section	15
Legal Subdivision	SPRING LAKE VILL 01
Legal Block	C
Legal Lot Number	1
Jurisdiction	HIGHLANDS FL
Township / Civil Division	SEBRING
Census Block Group	4
Census Block	4062
Census Tract	961000

Owner

6400 Wilson Ter is owned and occupied by an individual who bought it in October 2018.

Source: Highlands County records, as of December 12, 2025

Owner of Record	Individual Name on File
Mailing Address	6400 WILSON TER, SEBRING, FL 33876-7403
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jun 16, 2021	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC
Oct 31, 2018	Warranty Deed, Transfer · FHA Mortgage QUICKEN LNS
Oct 26, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 31, 2018 · Amount on File
Deed Sale	Oct 31, 2018 · Amount on File
Prior Sale	Oct 26, 2018
Deed Document Number	1916821
Deed Book / Page	2662 / 1620
Record Updated	Jun 8, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Property Address	6400 WILSON TER, SEBRING, FL 33876-7403
Transaction Type	Mortgage
Record Updated	Dec 29, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002069179
Date	Dec 17, 2021
Book Page	2872/723
Instrument	2069179

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Property Address	6400 WILSON TER, SEBRING, FL 33876-7403
Transaction Type	Mortgage
Record Updated	Jun 30, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002039416
Date	Jun 16, 2021
Book Page	2830/1649
Instrument	2039416

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	329 Months
Due	Nov 1, 2048

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Oct 31, 2018
Property Address	6400 WILSON TER, SEBRING, FL 33876-7403
Document Number	0001916821
Book / Page	002662 / 001620
Instrument Date	Oct 19, 2018
Instrument	1916821
Transaction Type	Transfer
Record Updated	Nov 12, 2018
Title Company	HEARTLAND TITLE INSURANCE, HEARTLAND TITLE INS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$880.60
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6400 WILSON TER SEBRING FL 338767403, SEBRING, FL 33876-7403

Mortgage

Document Number	1916822
Date	Oct 31, 2018
Book Page	002662/001622
Instrument	1916822

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 30, 2048

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Oct 26, 2018
Property Address	6400 WILSON TER, SEBRING, FL 33876-7403
Document Number	0001916232
Book / Page	002662 / 000032
Instrument Date	Jul 12, 2018
Instrument	1916232
Transaction Type	Transfer
Record Updated	Nov 8, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$0.70
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 712 ST IGNATIUS MT 598650712, ST IGNATIUS, MT 59865-0712

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$117,156	$207,667 Land $18,500 Building $189,167
2024	$1,498.00 (+7.08%)
2023	$1,399.00 (+2.49%) Homeowner's exemption	$110,538 (+3%)	$186,574 (+18.77%) Land $16,500 Building $170,074
2022	$1,365.00 Homeowner's exemption	$107,318	$157,088 Land $14,000 Building $143,088

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6400 Wilson Ter in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 22 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	22 in force
Nearby Flood Claims	4 (2017–2022)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6400 Wilson Ter is moderate, ranking above 66% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 44% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRING LAKE IMPROVEMENT DISTIRCT serves 4,098 people · EPA ID FL5280266
Water Source	Groundwater
Last State Inspection	May 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Conexon Connect.

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