6324 Wilson Ter, Sebring, FL 33876 Property Records

Highlands County property record for 6324 Wilson Ter, Sebring, FL 33876

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,817 sqft · built 1972
Lot Size	0.501 acres (21,850 sqft)
Owner	2 Individual Names on Record
Last Sale	$64,000 (Apr 2016)
Tax Bill	$1,107 (2024)
Deeds & Mortgages	Feb 2026 Line of Credit Jun 2018 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`C-15-35-30-010-00C0-0030`

Property Details

APN / Parcel Number

Primary APN	`C-15-35-30-010-00C0-0030`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,817 sqft Living Area
1st Floor Area	1,547 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1972
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Slate
Lot Area	21,850 sqft (0.501 acres)
Lot Dimensions	190 ft deep x 115 ft wide
Garage Type	Finished
Garage Area	374 sqft
Driveway	Driveway
Driveway Area	550 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	152 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Street Address	6324 WILSON TER
City	SEBRING
State	FL
Zip	33876-6435
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SPRING LAKE SEC 1 PB 9-PG 23 LOT 3 BLK C
Legal Range	30E
Legal Township	35S
Legal Section	15
Legal Subdivision	SPRING LAKE VILL 01
Legal Block	C
Legal Lot Number	3
Jurisdiction	HIGHLANDS FL
Township / Civil Division	SEBRING
Census Block Group	4
Census Block	4062
Census Tract	961000

Owner

Source: Highlands County records, as of December 12, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6324 WILSON TER, SEBRING, FL 33876-6435
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 13, 2026	Deed of Trust, Mortgage · Line of Credit MIDFLORIDA CU
Jun 8, 2018	Loan Modification, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 7, 2016 · Amount on Record
Deed Sale	Apr 7, 2016 · Amount on Record
Deed Document Number	1809892
Deed Book / Page	2522 / 0720
Record Updated	Jun 8, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Property Address	6324 WILSON TER, SEBRING, FL 33876-6435
Transaction Type	Mortgage
Record Updated	Mar 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002299757
Date	Feb 13, 2026
Book Page	3174/77
Instrument	2299757

Lender

Name	MIDFLORIDA CU
Type	Credit Union
Address	LAKELAND, FL 33802

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Feb 10, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HIGHLANDS FL
Property Address	6324 WILSON TER, SEBRING, FL 33876-6435
Document Number	0001905890
Instrument Date	Jun 8, 2018
Transaction Type	Mortgage
Record Updated	Aug 10, 2018
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6324 WILSON TER SEBRING FL 338766435, SEBRING, FL 33876-6435

Mortgage

Document Number	0001905890
Date	Jul 30, 2018
Book Page	002648/001056
Instrument	1905890

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 29, 2048

Interest

Rate	4.25%

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$93,166 (+15.84%)	$175,502 (+20.23%) Land $18,500 Building $157,002
2024	$1,107.00 (+21.65%)
2023	$910.00 (-3.09%) Homeowner's exemption Disabled Person's exemption	$80,429 (+3%)	$145,968 (+13.61%) Land $16,500 Building $129,468
2022	$939.00 Homeowner's exemption Disabled Person's exemption	$78,086	$128,478 Land $14,000 Building $114,478

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	22 in force
Nearby Flood Claims	4 (2017–2022)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 44% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRING LAKE IMPROVEMENT DISTIRCT serves 4,098 people · EPA ID FL5280266
Water Source	Groundwater
Last State Inspection	May 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Conexon Connect.

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