6332 Wilson Ter, Sebring, FL 33876 Property Records

Highlands County property record for 6332 Wilson Ter, Sebring, FL 33876

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,709 sqft · built 1972
Lot Size	0.502 acres (21,850 sqft)
Owner	Individual Name on File
Last Sale	$200,000 (Nov 2025)
Tax Bill	$2,587 (2024)
Deeds & Mortgages	Feb 2026 Second Mortgage Nov 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C-15-35-30-010-00C0-0020`

Property Details

APN / Parcel Number

Primary APN	`C-15-35-30-010-00C0-0020`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,709 sqft Living Area
Gross Area	2,149 sqft
1st Floor Area	1,399 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Exterior Material	Concrete
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	21,850 sqft (0.502 acres)
Lot Dimensions	190 ft deep x 115 ft wide
Garage Type	Attached
Garage Area	440 sqft
Driveway	Concrete Driveway
Driveway Area	970 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Florida Room
Porch Area	338 sqft
Patio Area	99 sqft
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	6332 WILSON TER
City	SEBRING
State	FL
Zip	33876-6435
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SPRING LAKE SEC 1 PB 9-PG 23 LOT 2 BLK C
Legal Range	30E
Legal Township	35S
Legal Section	15
Legal Subdivision	SPRING LAKE VILL 01
Legal Block	C
Legal Lot Number	2
Jurisdiction	HIGHLANDS FL
Township / Civil Division	SEBRING
Census Block Group	4
Census Block	4062
Census Tract	961000

Owner

6332 Wilson Ter is owned and occupied by an individual who bought it in November 2025.

Source: Highlands County records, as of February 11, 2026

Owner of Record	Individual Name on File
Mailing Address	6332 WILSON TER, SEBRING, FL 33876-6435
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage LEADERONE FINANCIAL CORP
Nov 17, 2025	Warranty Deed, Transfer · Conventional Mortgage LEADERONE FINANCIAL CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 17, 2025 · Amount on File
Deed Sale	Nov 17, 2025 · Amount on File
Prior Sale	Jul 5, 2006 · Amount on File
Deed Document Number	20252287955
Deed Book / Page	3157 / 534
Prior Transfer Date	Jul 9, 2025
Prior Transfer Doc	0002269663
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Property Address	6332 WILSON TER, SEBRING, FL 33876-6435
Transaction Type	Mortgage
Record Updated	Jun 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6332 WILSON TER, SEBRING, FL 33876-6435

Mortgage

Document Number	0002297953
Date	Feb 3, 2026
Book Page	3171/683
Instrument	2297953

Lender

Name	LEADERONE FINANCIAL CORP
Type	Mortgage Company
Address	OVERLAND PARK, KS 66210

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Nov 17, 2025
Property Address	6332 WILSON TER, SEBRING, FL 33876-6435
Document Number	0002287955
Book / Page	3157 / 534
Map Reference	MB 9 PG 23
Instrument Date	Oct 31, 2025
Instrument	2287955
Transaction Type	Transfer
Record Updated	Dec 4, 2025
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,400.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11845 SW 273RD ST, HOMESTEAD, FL 33032-3387

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6332 WILSON TER, SEBRING, FL 33876-6435

Mortgage

Document Number	0003157536
Date	Nov 17, 2025
Instrument	3157/536

Lender

Name	LEADERONE FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

Mortgage

Document Number	0002287957
Date	Nov 17, 2025
Book Page	3157/552
Instrument	2287957

Lender

Name	LEADERONE FINANCIAL CORP
Type	Mortgage Company
Address	TALLAHASSEE, FL 32301

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$181,780 Land $18,500 Building $163,280	$181,780 Land $18,500 Building $163,280
2024	$2,587.00 (+12.48%)
2023	$2,300.00 (+7.58%)	$158,497 (+13.33%) Land $16,500 Building $141,997	$158,497 (+13.33%) Land $16,500 Building $141,997
2022	$2,138.00	$139,849 Land $14,000 Building $125,849	$139,849 Land $14,000 Building $125,849

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6332 Wilson Ter in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 22 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	22 in force
Nearby Flood Claims	4 (2017–2022)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6332 Wilson Ter is moderate, ranking above 59% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · lower than 67% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRING LAKE IMPROVEMENT DISTIRCT serves 4,098 people · EPA ID FL5280266
Water Source	Groundwater
Last State Inspection	May 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Conexon Connect.

Cell Coverage

5G (outdoors only) and 4G LTE

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