640 Two Mile Rd, Howard, PA 16841 Property Records

Centre County property record for 640 Two Mile Rd, Howard, PA 16841 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,246 sqft · built 2018
Lot Size	3.14 acres (136,778 sqft)
Owner	Individual Name on File
Last Sale	$50,750 (Jun 2016)
Tax Bill	$5,379 (2026)
Deeds & Mortgages	Jan 2018 Construction Loan Oct 2018 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`14-003-,133-,0000`

Property Details

APN / Parcel Number

Primary APN	`14-003-,133-,0000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,246 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Aluminum/Vinyl
Lot Area	136,778 sqft (3.14 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	640 TWO MILE RD
City	HOWARD
State	PA
Zip	16841-4032
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PB 83/22 LOT 73 3.14 ACRES
Legal Subdivision	THE WOODS AT SAND RIDGE SUBDIVISION
Legal Lot Number	73
Jurisdiction	CENTRE PA
Township / Civil Division	WALKER
Census Block Group	2
Census Block	2006
Census Tract	10700

Owner

Source: Centre County records · APN 14-003-,133-,0000

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	640 TWO MILE RD, HOWARD, PA 16841-4032
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 30, 2018	Deed of Trust, Mortgage · Construction Mortgage YORK TRADITIONS BANK
Oct 01, 2018	Deed of Trust, Mortgage · VA Mortgage NAVY FCU
Apr 06, 2020	Deed of Trust, Mortgage · VA Mortgage USAA FSB
Oct 15, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage TITAN FCU
Sep 08, 2021	Deed of Trust, Mortgage · VA Mortgage USAA FSB
Jun 13, 2016	Warranty Deed, Transfer
Apr 11, 2012	Deed in Lieu of Foreclosure, Foreclosure · Line of Credit JERSEY SHORE STATE BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 13, 2016 · Amount on Record
Deed Sale	Jun 13, 2016 · Amount on Record
Prior Sale	Apr 11, 2012
Deed Book / Page	2182 / 32
Record Updated	Jun 08, 2026

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CENTRE PA
Property Address	640 TWO MILE RD, HOWARD, PA 16841-4032
Transaction Type	Mortgage
Record Updated	Apr 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02211/0197
Date	Jan 30, 2018
Book Page	2211/0197

Lender

Name	YORK TRADITIONS BANK
Type	Bank
Address	YORK, PA 17402

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jan 01, 2019

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CENTRE PA
Property Address	640 TWO MILE RD, HOWARD, PA 16841-4032
Transaction Type	Mortgage
Record Updated	Apr 13, 2026
Title Company	NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SERIVCES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02223/0036
Date	Oct 01, 2018
Book Page	2223/0036

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 01, 2048

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CENTRE PA
Property Address	640 TWO MILE RD, HOWARD, PA 16841-4032
Transaction Type	Mortgage
Record Updated	Apr 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002248/435
Date	Apr 06, 2020
Book Page	2248/435

Lender

Name	USAA FSB
Type	Bank
Address	SAN ANTONIO, TX 78288

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Apr 01, 2040

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CENTRE PA
Property Address	640 TWO MILE RD, HOWARD, PA 16841-4032
Transaction Type	Mortgage
Record Updated	Apr 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002281/822
Date	Oct 15, 2021
Book Page	2281/822

Lender

Name	TITAN FCU
Type	Credit Union
Address	BELLEFONTE, PA 16823

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Oct 07, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CENTRE PA
Property Address	640 TWO MILE RD, HOWARD, PA 16841-4032
Transaction Type	Mortgage
Record Updated	Apr 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002279/628
Date	Sep 08, 2021
Book Page	2279/628

Lender

Name	USAA FSB
Type	Bank
Address	SAN ANTONIO, TX 78288

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Aug 01, 2036

June 2016: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CENTRE PA
Recording Date	Jun 13, 2016
Property Address	640 TWO MILE RD, HOWARD, PA 16841-4032
Document Number	02182/0032
Book / Page	2182 / 0032
Map Reference	MB83 PG0022
Instrument Date	Jun 08, 2016
Transaction Type	Transfer
Record Updated	Apr 13, 2026

Transaction

Amount	Amount Recorded
Tax	$507.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	119 MYERS ST, HOWARD, PA 16841-4123

April 2012: Deed in Lieu of Foreclosure, Foreclosure

Document Type	Deed in Lieu of Foreclosure
Jurisdiction	CENTRE PA
Recording Date	Apr 11, 2012
Property Address	640 TWO MILE RD, HOWARD, PA 16841-4032
Document Number	02098/0886
Book / Page	2098 / 0886
Map Reference	MB83 PG0022
Instrument Date	Apr 11, 2012
Transaction Type	Foreclosure
Record Updated	Apr 13, 2026

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15 PONTIAC DR, MEDFORD, NJ 08055-8115

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1042 E SPRINGFIELD DR, BELLEFONTE, PA 16823-8284

Mortgage

Document Number	0020980887
Date	Apr 11, 2012
Instrument	2098/0887

Lender

Name	JERSEY SHORE STATE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Centre County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Centre County
County Subdivision	Walker Township
Unified School District	Bellefonte Area School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,379.00 (+7.67%)	$82,390 (-) Land $18,455 Building $63,935
2025			$164,780 (-) Land $36,910 Building $127,870
2024	$4,996.00	$82,390 Land $18,455 Building $63,935
1994			$164,780 Land $36,910 Building $127,870

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Centre County (42027C), updated August 1, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 420270107002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1996–2004)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2004, rainfall accumulation, Tropical Depression Ivan

Wildfire

Wildfire Risk	Low above 20% of the US · above 43% of Pennsylvania
Wildfire Likelihood	About 1 in 5,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 37 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Zito West Holding	Cable	1,000 / 25
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE (outdoors only)

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