Centre County property record for 609 Two Mile Rd, Howard, PA 16841 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 4,296 sqft · built 2017 |
| Lot Size | 3.22 acres (140,263 sqft) |
| Owner | Individual Name on File |
| Last Sale | $69,000 (Aug 2017) |
| Tax Bill | $8,164 (2026) |
| Deeds & Mortgages | Oct 2017 Mortgage Oct 2017 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-003-,126-,0000 |
| Primary APN | 14-003-,126-,0000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 4,296 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 140,263 sqft (3.22 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Municipal |
| Water Source | Well |
| Street Address | 609 TWO MILE RD |
|---|---|
| City | HOWARD |
| State | PA |
| Zip | 16841-4031 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PB 83/22 LOT 110 3.22 ACRES |
| Legal Subdivision | THE WOODS AT SAND RIDGE SUBDIVISION |
| Legal Lot Number | 110 |
| Jurisdiction | CENTRE PA |
| Township / Civil Division | WALKER |
| Census Block Group | 2 |
| Census Block | 2037 |
| Census Tract | 10700 |
Source: Centre County records · APN 14-003-,126-,0000
Assessment roll updated April 13, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 609 TWO MILE RD, HOWARD, PA 16841-4031 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 18, 2017 | Deed of Trust, Mortgage · ARM AMERISERV FINANCIAL BANK |
| Oct 18, 2017 | Deed of Trust, Mortgage · Commercial Mortgage AMERISERV FINANCIAL BANK |
| Jan 11, 2019 | Deed of Trust, Mortgage · Commercial Mortgage AMERISERV FINANCIAL BANK |
| Aug 25, 2017 | Warranty Deed, Transfer |
| Apr 11, 2012 | Deed in Lieu of Foreclosure, Foreclosure · Line of Credit JERSEY SHORE STATE BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 25, 2017 · Amount on Record |
| Deed Sale | Aug 25, 2017 · Amount on Record |
| Prior Sale | Apr 11, 2012 |
| Deed Document Number | 20172204-0407 |
| Deed Book / Page | 2204 / 407 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CENTRE PA |
| Property Address | 609 TWO MILE RD, HOWARD, PA 16841-4031 |
| Transaction Type | Mortgage |
| Record Updated | Apr 13, 2026 |
| Name | Verified Name |
|---|
| Document Number | 02206/0803 |
|---|---|
| Date | Oct 18, 2017 |
| Book Page | 2206/0803 |
| Instrument | 2206-0803 |
| Name | AMERISERV FINANCIAL BANK |
|---|---|
| Type | Bank |
| Address | JOHNSTOWN, PA 15901 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 369 Months |
| Due | Jul 01, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.49% |
| Type Change Date | Jul 01, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 3.49% |
| Max Rate At Change | 5.49% |
| Index | 1-Year LIBOR |
| Max Rate | 8.49% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CENTRE PA |
| Property Address | 609 TWO MILE RD, HOWARD, PA 16841-4031 |
| Transaction Type | Mortgage |
| Record Updated | Apr 13, 2026 |
| Name | Verified Name |
|---|
| Document Number | 02206/0804 |
|---|---|
| Date | Oct 18, 2017 |
| Book Page | 2206/0804 |
| Instrument | 2206-0804 |
| Name | AMERISERV FINANCIAL BANK |
|---|---|
| Type | Bank |
| Address | STATE COLLEGE, PA 16803 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CENTRE PA |
| Property Address | 609 TWO MILE RD, HOWARD, PA 16841-4031 |
| Transaction Type | Mortgage |
| Record Updated | Apr 13, 2026 |
| Name | Verified Name |
|---|
| Document Number | 02227/0399 |
|---|---|
| Date | Jan 11, 2019 |
| Book Page | 2227/0399 |
| Name | AMERISERV FINANCIAL BANK |
|---|---|
| Type | Bank |
| Address | STATE COLLEGE, PA 16803 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CENTRE PA |
| Recording Date | Aug 25, 2017 |
| Property Address | 609 TWO MILE RD, HOWARD, PA 16841-4031 |
| Document Number | 02204/0407 |
| Book / Page | 2204 / 0407 |
| Map Reference | VOL83 PG0022 |
| Instrument Date | Aug 10, 2017 |
| Instrument | 2204-0407 |
| Transaction Type | Transfer |
| Record Updated | Apr 13, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $690.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 229 COCHISE TRL, LOCK HAVEN, PA 17745-7308 |
| Document Type | Deed in Lieu of Foreclosure |
|---|---|
| Jurisdiction | CENTRE PA |
| Recording Date | Apr 11, 2012 |
| Property Address | 609 TWO MILE RD, HOWARD, PA 16841-4031 |
| Document Number | 02098/0886 |
| Book / Page | 2098 / 0886 |
| Map Reference | MB83 PG0022 |
| Instrument Date | Apr 11, 2012 |
| Transaction Type | Foreclosure |
| Record Updated | Apr 13, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 15 PONTIAC DR, MEDFORD, NJ 08055-8115 |
| Name | Verified Name |
|---|---|
| Address | 1042 E SPRINGFIELD DR, BELLEFONTE, PA 16823-8284 |
| Document Number | 0020980887 |
|---|---|
| Date | Apr 11, 2012 |
| Instrument | 2098/0887 |
| Name | JERSEY SHORE STATE BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Centre County records · Assessment roll updated April 13, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Centre County |
| County Subdivision | Walker Township |
| Unified School District | Bellefonte Area School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,164.00 (+7.69%) | $125,030 (-) Land $18,575 Building $106,455 | |
| 2025 | $250,060 (-) Land $37,150 Building $212,910 | ||
| 2024 | $7,581.00 | $125,030 Land $18,575 Building $106,455 | |
| 1994 | $250,060 Land $37,150 Building $212,910 |
Source: FEMA National Flood Hazard Layer, Centre County (42027C), updated August 1, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 420270107002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (1996–2004) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Sep 2004, rainfall accumulation, Tropical Depression Ivan |
| Wildfire Risk | Low above 20% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | About 1 in 4,545 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 37 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Zito West Holding | Cable | 1,000 / 25 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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