Centre County property record for 581 Two Mile Rd, Howard, PA 16841 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 3,273 sqft · built 2014 |
| Lot Size | 2.6 acres (113,256 sqft) |
| Owner | Individual Name on File |
| Last Sale | $59,000 (May 2012) |
| Tax Bill | $8,258 (2026) |
| Deeds & Mortgages | Jun 2020 Mortgage May 2023 Second Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-003-,127-,0000 |
| Primary APN | 14-003-,127-,0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,273 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 113,256 sqft (2.6 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 581 TWO MILE RD |
|---|---|
| City | HOWARD |
| State | PA |
| Zip | 16841-3716 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PB 83/22 LOT 111 2.60 ACRES |
| Legal Subdivision | THE WOODS AT SAND RIDGE SUBDIVISION |
| Legal Lot Number | 111 |
| Jurisdiction | CENTRE PA |
| Township / Civil Division | WALKER |
| Census Block Group | 2 |
| Census Block | 2037 |
| Census Tract | 10700 |
Source: Centre County records · APN 14-003-,127-,0000
Assessment roll updated April 13, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 581 TWO MILE RD, HOWARD, PA 16841-3716 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 12, 2020 | Deed of Trust, Mortgage · Conventional Mortgage RELIANCE SAVINGS BANK |
| May 15, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage RELIANCE SAVINGS BANK |
| Oct 30, 2013 | Deed of Trust, Mortgage · ARM RELIANCE SAVINGS BANK |
| May 18, 2012 | Warranty Deed, Transfer |
| Apr 11, 2012 | Deed in Lieu of Foreclosure, Foreclosure · Line of Credit JERSEY SHORE STATE BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 18, 2012 · Amount on Record |
| Deed Sale | May 18, 2012 · Amount on Record |
| Prior Sale | Apr 11, 2012 |
| Deed Book / Page | 2101 / 183 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CENTRE PA |
| Property Address | 581 TWO MILE RD, HOWARD, PA 16841-3716 |
| Transaction Type | Mortgage |
| Record Updated | Apr 13, 2026 |
| Name | Verified Name |
|---|
| Document Number | 002251/385 |
|---|---|
| Date | Jun 12, 2020 |
| Book Page | 2251/385 |
| Name | RELIANCE SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | ALTOONA, PA 16601 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CENTRE PA |
| Property Address | 581 TWO MILE RD, HOWARD, PA 16841-3716 |
| Transaction Type | Mortgage |
| Record Updated | Apr 13, 2026 |
| Name | Verified Name |
|---|
| Document Number | 002306/475 |
|---|---|
| Date | May 15, 2023 |
| Book Page | 2306/475 |
| Name | RELIANCE SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | ALTOONA, PA 16601 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | May 20, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CENTRE PA |
| Property Address | 581 TWO MILE RD, HOWARD, PA 16841-3716 |
| Transaction Type | Mortgage |
| Record Updated | Apr 13, 2026 |
| Name | Verified Name |
|---|
| Document Number | 02135/0834 |
|---|---|
| Date | Oct 30, 2013 |
| Book Page | 2135/0834 |
| Name | RELIANCE SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | ALTOONA, PA 16603 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 366 Months |
| Due | Apr 01, 2044 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.99% |
| Type Change Date | Oct 01, 2018 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 5.99% |
| Index | 1-Year CMT |
| Max Rate | 9.99% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CENTRE PA |
| Recording Date | May 18, 2012 |
| Property Address | 581 TWO MILE RD, HOWARD, PA 16841-3716 |
| Document Number | 02101/0183 |
| Book / Page | 2101 / 0183 |
| Map Reference | MB83 PG0022 |
| Instrument Date | May 11, 2012 |
| Transaction Type | Transfer |
| Record Updated | Apr 13, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $590.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 306 SPEARING STREET EXT, HOWARD, PA 16841-3525 |
| Document Type | Deed in Lieu of Foreclosure |
|---|---|
| Jurisdiction | CENTRE PA |
| Recording Date | Apr 11, 2012 |
| Property Address | 581 TWO MILE RD, HOWARD, PA 16841-3716 |
| Document Number | 02098/0886 |
| Book / Page | 2098 / 0886 |
| Map Reference | MB83 PG0022 |
| Instrument Date | Apr 11, 2012 |
| Transaction Type | Foreclosure |
| Record Updated | Apr 13, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 15 PONTIAC DR, MEDFORD, NJ 08055-8115 |
| Name | Verified Name |
|---|---|
| Address | 1042 E SPRINGFIELD DR, BELLEFONTE, PA 16823-8284 |
| Document Number | 0020980887 |
|---|---|
| Date | Apr 11, 2012 |
| Instrument | 2098/0887 |
| Name | JERSEY SHORE STATE BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Centre County records · Assessment roll updated April 13, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Centre County |
| County Subdivision | Walker Township |
| Unified School District | Bellefonte Area School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,258.00 (+7.68%) | $126,470 (-) Land $17,645 Building $108,825 | |
| 2025 | $252,940 (-) Land $35,290 Building $217,650 | ||
| 2024 | $7,669.00 | $126,470 Land $17,645 Building $108,825 | |
| 1994 | $252,940 Land $35,290 Building $217,650 |
Source: FEMA National Flood Hazard Layer, Centre County (42027C), updated August 1, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | About 1 in 4,545 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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