Polk County property record for 640 Thermal View Dr, Tryon, NC 28782 · Last verified October 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 1989 |
| Square Footage | 792 sqft Finished Area |
| Lot Size | 26,136 sqft (0.6 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $267,000 (2020) |
| Tax Bill | $1,909.00 (2025) |
| Primary APN | P47-296 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 5 Rooms |
| Building Area | 792 sqft Finished Area |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Exterior Material | Vinyl Exterior |
| Foundation Type | Retaining Wall Foundation |
| Roof Material | Shingle Roof |
| Lot Area | 26,136 sqft (0.6 acres) |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 31375 |
|---|---|
| Street Address | 640 THERMAL VIEW DR |
| City | TRYON |
| State | NC |
| Zip | 28782-7681 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | P47, P47 MAP P47 |
| Legal Subdivision | MAP P47 |
| Jurisdiction | POLK NC |
| Minor Civil Division | TRYON |
| Census Blockgroup | 1 |
| Census Block | 1024 |
| Census Tract | 920301 |
Source: Polk County records · APN P47-296
Assessment roll updated January 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 640 THERMAL VIEW DR, TRYON, NC 28782-7681 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 04, 2020 · Amount on Record |
| Deed Sale | Dec 04, 2020 · Amount on Record |
| Deed Doc Number | 0004541613 |
| Deed Book / Page | 454 / 1613 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK NC |
| Recording Date | Dec 04, 2020 |
| Property Address | 640 THERMAL VIEW DR, TRYON, NC 28782-7681 |
| Document Number | 00454/1613 |
| Book / Page | 454 / 1613 |
| Instrument Date | Dec 03, 2020 |
| Transaction Type | Transfer |
| Record Updated | Mar 07, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $534.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1515 HENRY ST, 1515, MURRAY, KY 42071-2923 |
| Name | Verified Name |
|---|---|
| Address | 640 THERMAL VIEW DR, TRYON, NC 28782-7681 |
| Document Number | 0004541616 |
|---|---|
| Date | Dec 04, 2020 |
| Instrument | 454/1616 |
| Name | RESIDENTIAL MORTGAGE SERVICES |
|---|---|
| Type | Mortgage Company |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2051 |
Source: Polk County records · Assessment roll updated January 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Polk County |
| Unified School District | Polk County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,909.00 (+23.72%) | $336,917 (+50.91%) Land $27,000 Building $309,917 | $336,917 (+50.91%) Land $27,000 Building $309,917 |
| 2023 | $1,543.00 | $223,264 Land $18,000 Building $205,264 | |
| 2021 | $223,264 Land $18,000 Building $205,264 |
640 Thermal View Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).
Source: FEMA National Flood Hazard Layer · Polk County (37149C), updated July 8, 2025
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Moderate 49th percentile of exposed land nationally · 70th in North Carolina |
|---|---|
| Wildfire Likelihood | Moderate — about 1 in 855 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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