711 Thermal View Dr, Tryon, NC 28782 Property Records

Polk County property record for 711 Thermal View Dr, Tryon, NC 28782

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,000 sqft · built 1940
Lot Size	1.97 acres (85,813 sqft)
Owner	Individual Name on Record
Last Sale	$295,000 (Mar 2026)
Tax Bill	$1,150 (2026)
Deeds & Mortgages	Sep 2007 Mortgage Mar 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`P47-136`

Property Details

APN / Parcel Number

Primary APN	`P47-136`
Alternative APN	`41098`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	1,000 sqft Finished Area

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1985
Exterior Material	Vinyl
Foundation Type	Retaining Wall
Roof Type	Gable
Roof Material	Metal
Lot Area	85,813 sqft (1.97 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space
Porch	Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	41098
Street Address	711 THERMAL VIEW DR
City	TRYON
State	NC
Zip	28782-7873
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE1
Legal Description	1.97 ACRES, P47 MAP P47
Legal Subdivision	MAP P47
Jurisdiction	POLK NC
Township / Civil Division	TRYON
Census Block Group	1
Census Block	1008
Census Tract	920301

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	711 THERMAL VIEW DR, TRYON, NC 28782-7873
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 6, 2007	Deed of Trust, Mortgage · ARM MACON BANK INC
Mar 30, 2026	Warranty Deed, Transfer · VA Mortgage THE FEDERAL SAVINGS BANK
Dec 14, 2012	Warranty Deed, Transfer · Conventional Mortgage HOMETRUST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 30, 2026 · Amount on Record
Deed Sale	Mar 30, 2026 · Amount on Record
Prior Sale	Dec 14, 2012 · Amount on Record
Deed Book / Page	498 / 1391
Prior Transfer Date	Jan 26, 2011
Prior Transfer Doc	00385/0341
Record Updated	Oct 29, 2026

September 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK NC
Property Address	711 THERMAL VIEW DR, TRYON, NC 28782-7873
Transaction Type	Mortgage
Record Updated	Apr 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00357/2099
Date	Sep 6, 2007
Book Page	357/2099

Lender

Name	MACON BANK INC
Type	Non-Lending Institution
Address	FRANKLIN, NC 28744

Agreement

Type	ARM
Amount	Amount Recorded
Term	369 Months
Due	Jun 1, 2038

Interest

Rate Type	Adjustable Rate
Rate	6.87%
Type Change Date	Jun 1, 2011
Change Frequency	Annually
Min Rate At Change	4.87%
Max Rate At Change	8.87%
Index	1-Year LIBOR
Max Rate	12.8%

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Mar 30, 2026
Property Address	711 THERMAL VIEW DR, TRYON, NC 28782-7873
Document Number	00498/1391
Book / Page	498 / 1391
Map Reference	MB 397 PG 532
Instrument Date	Mar 30, 2026
Transaction Type	Transfer
Record Updated	Apr 8, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$590.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1062 W MILLS ST # 121, 121, COLUMBUS, NC 28722-8635

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	711 THERMAL VIEW DR, TRYON, NC 28782-7873

Mortgage

Document Number	0004981394
Date	Mar 30, 2026
Instrument	498/1394

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

December 2012: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Dec 14, 2012
Property Address	711 THERMAL VIEW DR, TRYON, NC 28782-7873
Document Number	00397/0532
Book / Page	397 / 0532
Map Reference	FILE E PG1596
Instrument Date	Dec 13, 2012
Transaction Type	Transfer
Record Updated	Mar 7, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$292.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 443, LYNN, NC 28750-0443

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	711 THERMAL VIEW DR, TRYON, NC 28782-7873

Mortgage

Document Number	00397/0534
Date	Dec 14, 2012
Book Page	397/0534

Lender

Name	HOMETRUST BANK
Type	Bank
Address	ASHEVILLE, NC 28802

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2043

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Polk County
Unified School District	Polk County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,150.00 (+3.6%)	$196,028 (-) Land $54,700 Building $141,328	$196,028 (-) Land $54,700 Building $141,328
2025	$1,110.00 (+10.12%)	$196,028 (+34.44%) Land $54,700 Building $141,328	$196,028 (+34.44%) Land $54,700 Building $141,328
2023	$1,008.00	$145,806 Land $39,215 Building $106,591
2021			$145,806 Land $39,215 Building $106,591

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (2020–2024)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 70% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF TRYON serves 5,494 people · EPA ID NC0175010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 50
Pangaea Internet Fiber	500 / 500
Skyrunner Fixed Wireless	500 / 250

May also be available: Verizon.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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