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486 Thermal View Dr, Tryon, NC 28782 Property Records

Polk County property record for 486 Thermal View Dr, Tryon, NC 28782 · Last verified October 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 4 ba · 1,657 sqft · built 1960
Lot Size1.44 acres (62,726 sqft)
OwnerIndividual Name on File
Last Sale$232,500 (Jul 2021)
Tax Bill$2,568 (2025)
Deeds & MortgagesJan 2023 Line of Credit
Jul 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNP47-101

Property Details

APN / Parcel Number

Primary APNP47-101
Alternative APN
  • 30817

Interior

Bedrooms3 Beds
Full Baths4 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Building Area1,657 sqft Finished Area
FireplaceFireplace

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1975
Exterior MaterialVinyl
Foundation TypeRetaining Wall
Roof MaterialShingle
Lot Area62,726 sqft (1.44 acres)
Garage TypeCarport
Garage Area400 sqft
CarportCarport
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number30817
Street Address486 THERMAL VIEW DR
CityTRYON
StateNC
Zip28782-7685
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPER DEED, P47 MAP P47
Legal SubdivisionMAP P47
JurisdictionPOLK NC
Township / Civil DivisionTRYON
Census Block Group1
Census Block1024
Census Tract920301

Owner

Source: Polk County records · APN P47-101

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address486 THERMAL VIEW DR, TRYON, NC 28782-7685
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 18, 2023Deed of Trust, Mortgage · Line of Credit
STATE EMPLOYEES CU
Jul 28, 2021Warranty Deed, Transfer · Conventional Mortgage
STATE EMPLOYEES CU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 28, 2021 · Amount on Record
Deed SaleJul 28, 2021 · Amount on Record
Deed Document Number0004611614
Deed Book / Page461 / 1614
Record UpdatedJun 08, 2026

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK NC
Property Address486 THERMAL VIEW DR, TRYON, NC 28782-7685
Transaction TypeMortgage
Record UpdatedFeb 01, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00475/1277
DateJan 18, 2023
Book Page475/1277
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
AddressCOLUMBUS, NC 28722
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK NC
Recording DateJul 28, 2021
Property Address486 THERMAL VIEW DR, TRYON, NC 28782-7685
Document Number461/1614
Book / Page461 / 1614
Instrument DateJul 27, 2021
Transaction TypeTransfer
Record UpdatedAug 23, 2021

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$465.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2296 COUNTRY CLUB RD, 2296, TRYON, NC 28782-8608

Transferred To (Grantee/Buyer)

NameVerified Name
Address486 THERMAL VIEW DR, TRYON, NC 28782-7685

Mortgage

Document Number4611618
DateJul 28, 2021
Instrument461/1618
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2051
Interest
Rate TypeAdjustable Rate
Rate3.15%
Type Change DateAug 01, 2026
Change Frequency5 Years
Min Rate At Change3.75%
Max Rate At Change5.15%
Index5-Year CMT
Max Rate9.15%

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyPolk County
Unified School DistrictPolk County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,568.00 (+48.35%)$453,228 (+80.99%) Land $49,400 Building $403,828$453,228 (+80.99%) Land $49,400 Building $403,828
2023$1,731.00$250,417 Land $34,180 Building $216,237
2021$250,417 Land $34,180 Building $216,237

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (37149C), updated July 8, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371499203011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies3 in force
Nearby Flood Claims5 (2020–2024)
Claims Outside the SFHA4 of 5
Most Recent ClaimSep 2024, rainfall accumulation, Tropical Storm Helene

Wildfire

Wildfire RiskModerate
above 47% of the US · above 68% of North Carolina
Wildfire LikelihoodAbout 1 in 926 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 41 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 50
e-PolkFiber500 / 500
SkyrunnerFixed Wireless (unlicensed)500 / 250

May also be available at this address: Verizon, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

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