628 Smith St, Providence, RI 02908 Property Records

Providence City property record for 628 Smith St, Providence, RI 02908

Property Summary

Property Type	Triplex
Details	6 bd · 3 ba · 3,270 sqft · built 1930
Lot Size	0.092 acres (4,000 sqft)
Owner	Company Name on File
Last Sale	$93,000 (Nov 2016)
Tax Bill	$9,372 (2025)
Deeds & Mortgages	Sep 2021 Refinance Mar 2023 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`PROV M:82 L:167`

Property Details

APN / Parcel Number

Primary APN	`PROV M:82 L:167`
Alternative APNs	`P:0820167 L:0000` `37520`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Total Rooms	15 Rooms
Units	3 Units
Stories	3 Stories
Building Area	3,270 sqft Living Area
Gross Area	5,757 sqft
1st Floor Area	1,090 sqft
Attic	Attic
Attic Area	262 sqft
Basement Area	1,090 sqft
Unfinished Basement	1,090 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,000 sqft (0.092 acres)
Parking Spaces	8 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	37520
Street Address	628 SMITH ST
City	PROVIDENCE
State	RI
Zip	02908-4327
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	R-4
Legal Lot Number	167
Jurisdiction	PROVIDENCE RI
Township / Civil Division	PROVIDENCE
Census Block Group	2
Census Block	2003
Census Tract	2300

Owner

628 Smith St, a triplex, is owned by a company that bought it in November 2016.

Source: Providence City records, as of October 20, 2026

Owner of Record	Company Name on File
Mailing Address	556 ATWELLS AVE, 100, PROVIDENCE, RI 02909-2773
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance LUCA FINANCIAL LLC
Mar 17, 2023	Warranty Deed, Transfer · Stand-Alone Refinance ROCKLAND TRUST CO
Sep 18, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance JERALD R FELDMAN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 29, 2016 · Amount on File
Deed Sale	Nov 29, 2016 · Amount on File
Deed Document Number	2016158616
Deed Book / Page	11572 / 201
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PROVIDENCE RI
Property Address	628 SMITH ST, PROVIDENCE, RI 02908-4327
Transaction Type	Mortgage
Record Updated	Nov 11, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	013273-310
Date	Sep 3, 2021
Book Page	13273/310
Instrument	2021298042

Lender

Name	LUCA FINANCIAL LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PROVIDENCE RI
Recording Date	Mar 17, 2023
Property Address	628 SMITH ST, PROVIDENCE, RI 02908-4327
Document Number	013822-285
Book / Page	13822 / 285
Instrument Date	Mar 17, 2023
Instrument	2023342419
Transaction Type	Transfer
Record Updated	Nov 11, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	013822-287
Date	Mar 17, 2023
Book Page	13822/287
Instrument	2023342420

Lender

Name	ROCKLAND TRUST CO
Type	Non-Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PROVIDENCE RI
Property Address	628 SMITH ST, PROVIDENCE, RI 02908-4327
Transaction Type	Mortgage
Record Updated	Oct 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0012485-83
Date	Sep 18, 2019
Book Page	12485/83
Instrument	237170

Lender

Name	JERALD R FELDMAN

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 628 Smith St was $9,372.

Source: Providence City assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
Municipality	Providence City
Unified School District	Providence School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$9,372.00	$669,400 Land $208,000 Building $461,400
2023	$7,125.00 (+3.08%)	$388,300 (-) Land $104,000 Building $284,300
2022	$6,912.00	$388,300 Land $104,000 Building $284,300

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 628 Smith St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 628 Smith St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PROVIDENCE-CITY OF serves 333,142 people · EPA ID RI1592024
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 703 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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