Woodford County property record for 640 Seth Dr, Versailles, KY 40383
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 2,583 sqft · built 2007 |
| Owner | Individual Name on Record |
| Last Sale | $449,000 (Sep 2020) |
| Tax Bill | $4,628 (2025) |
| Deeds & Mortgages | May 2017 Line of Credit Jun 2020 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 31-1025-005-00 |
| Primary APN | 31-1025-005-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,583 sqft Living Area |
| Family Room | Family Room |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Exterior Material | Combination |
| Foundation Type | Concrete |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Sewer | Connected |
|---|
| Account Number | 33206 |
|---|---|
| Street Address | 640 SETH DR |
| City | VERSAILLES |
| State | KY |
| Zip | 40383-8693 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1 STORY |
| Legal Subdivision | ADENA WOODS |
| Legal Lot Number | 79 |
| Legal Unit | 1 |
| Jurisdiction | WOODFORD KY |
| Township / Civil Division | VERSAILLES |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 50105 |
Source: Woodford County records, as of December 11, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 640 SETH DR, VERSAILLES, KY 40383-8693 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 30, 2017 | Deed of Trust, Mortgage · Line of Credit L&N FCU |
| Jun 26, 2020 | Deed of Trust, Mortgage · Line of Credit CITIZENS COMMERCE BANK |
| Sep 17, 2020 | Deed, Transfer · Conventional Mortgage CENTRAL BANK & TRUST CO |
| Jun 21, 2017 | Deed, Transfer · Line of Credit REPUBLIC STATE MORTGAGE CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 17, 2020 · Amount on Record |
| Deed Sale | Sep 17, 2020 · Amount on Record |
| Prior Sale | Jun 21, 2017 · Amount on Record |
| Deed Document Number | 92341 |
| Deed Book / Page | D321 / 698 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WOODFORD KY |
| Property Address | 640 SETH DR, VERSAILLES, KY 40383-8693 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | M795/278 |
|---|---|
| Date | May 30, 2017 |
| Book Page | M795/278 |
| Instrument | 37011 |
| Name | L&N FCU |
|---|---|
| Type | Credit Union |
| Address | FRANKFORT, KY 40602 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WOODFORD KY |
| Property Address | 640 SETH DR, VERSAILLES, KY 40383-8693 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | M870/582 |
|---|---|
| Date | Jun 26, 2020 |
| Book Page | M870/582 |
| Instrument | 90330 |
| Name | CITIZENS COMMERCE BANK |
|---|---|
| Type | Bank |
| Address | VERSAILLES, KY 40383 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jun 23, 2030 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | WOODFORD KY |
| Recording Date | Sep 17, 2020 |
| Property Address | 640 SETH DR, VERSAILLES, KY 40383-8693 |
| Document Number | D321/698 |
| Book / Page | D321 / 698 |
| Map Reference | CAB D SL 193 |
| Instrument Date | Sep 11, 2020 |
| Instrument | 92341 |
| Transaction Type | Transfer |
| Record Updated | Nov 30, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $449.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 202 LOCUST GROVE WAY, 202, VERSAILLES, KY 40383-8806 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 640 SETH DR, VERSAILLES, KY 40383-8693 |
| Document Number | 92342 |
|---|---|
| Date | Sep 17, 2020 |
| Instrument | 92342 |
| Name | CENTRAL BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WOODFORD KY |
| Recording Date | Jun 21, 2017 |
| Property Address | 640 SETH DR, VERSAILLES, KY 40383-8693 |
| Document Number | D301/122 |
| Book / Page | D301 / 122 |
| Map Reference | CAB D SL 193 |
| Instrument Date | Jun 16, 2017 |
| Instrument | 38310 |
| Transaction Type | Transfer |
| Record Updated | Nov 30, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $430.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3252 BEAUMONT CENTRE CIR, 3252, LEXINGTON, KY 40513-1799 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 640 SETH DR, VERSAILLES, KY 40383-8693 |
| Document Number | 38311 |
|---|---|
| Date | Jun 21, 2017 |
| Instrument | 38311 |
| Name | REPUBLIC STATE MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2047 |
Source: Woodford County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Woodford County |
| Municipality | Versailles City |
| Unified School District | Woodford County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,628.00 (+3.4%) | $516,000 (+14.92%) | $516,000 (+14.92%) |
| 2023 | $4,476.00 | $449,000 | $449,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 6 (1989–2015) |
| Most Recent Claim | Apr 2015 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VERSAILLES WATER SYSTEM serves 17,822 people · EPA ID KY1200439 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | 6 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory currently in violation since Oct 2024 Organic carbon removal Jan 2024 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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