Woodford County property record for 612 Seth Dr, Versailles, KY 40383
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 1,524 sqft |
| Lot Size | 13,640 acres (594,158,400 sqft) |
| Owner | Individual Name on File |
| Last Sale | $325,000 (Nov 2019) |
| Tax Bill | $4,067 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Jun 2018 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 31-1023-001-00 |
| Primary APN | 31-1023-001-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Building Area | 1,524 sqft Living Area |
| Basement Area | 1,016 sqft |
| Exterior Material | Combination |
|---|---|
| Foundation Type | Concrete |
| Lot Area | 594,158,400 sqft (13,640 acres) |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 48 sqft |
| Sewer | Connected |
|---|
| Account Number | 32562 |
|---|---|
| Street Address | 612 SETH DR |
| City | VERSAILLES |
| State | KY |
| Zip | 40383-8693 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1 1/2 STORY |
| Legal Subdivision | ADENA WOODS |
| Legal Lot Number | 57 |
| Legal Unit | 1 |
| Jurisdiction | WOODFORD KY |
| Township / Civil Division | VERSAILLES |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 50105 |
612 Seth Dr is owned and occupied by an individual who bought it in November 2019.
Source: Woodford County records, as of December 11, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 612 SETH DR, VERSAILLES, KY 40383-8693 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 30, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP |
| Jun 27, 2018 | Deed of Trust, Mortgage · Commercial Mortgage CITIZENS COMMERCE BANK |
| Dec 20, 2019 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Dec 21, 2017 | Deed of Trust, Mortgage · Line of Credit CITIZENS COMMERCE NATIONAL BANK |
| Nov 7, 2019 | Deed, Transfer · Line of Credit UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 7, 2019 · Amount on File |
| Deed Sale | Nov 7, 2019 · Amount on File |
| Prior Sale | Jul 19, 2012 · Amount on File |
| Deed Document Number | 85549 |
| Deed Book / Page | D316 / 304 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WOODFORD KY |
| Property Address | 612 SETH DR, VERSAILLES, KY 40383-8693 |
| Transaction Type | Mortgage |
| Record Updated | Sep 20, 2021 |
| Name | Verified Name |
|---|
| Document Number | M922/294 |
|---|---|
| Date | Aug 30, 2021 |
| Book Page | M922/294 |
| Instrument | 107454 |
| Name | PROVIDENT FUNDING ASSOCIATES LP |
|---|---|
| Type | Mortgage Company |
| Address | SANTA ROSA, CA 95401 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WOODFORD KY |
| Property Address | 612 SETH DR, VERSAILLES, KY 40383-8693 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | M819/636 |
|---|---|
| Date | Jun 27, 2018 |
| Book Page | M819/636 |
| Instrument | 57832 |
| Name | CITIZENS COMMERCE BANK |
|---|---|
| Type | Bank |
| Address | VERSAILLES, KY 40383 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WOODFORD KY |
| Property Address | 612 SETH DR, VERSAILLES, KY 40383-8693 |
| Transaction Type | Mortgage |
| Record Updated | Jan 8, 2020 |
| Title Company | LAND GROUP TITLE & CLOSINGS |
| Name | Verified Name |
|---|
| Document Number | M853/647 |
|---|---|
| Date | Dec 20, 2019 |
| Book Page | M853/647 |
| Instrument | 86494 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WOODFORD KY |
| Property Address | 612 SETH DR, VERSAILLES, KY 40383-8693 |
| Transaction Type | Mortgage |
| Record Updated | Dec 25, 2019 |
| Name | Verified Name |
|---|
| Document Number | M809/085 |
|---|---|
| Date | Dec 21, 2017 |
| Book Page | M809/085 |
| Instrument | 46841 |
| Name | CITIZENS COMMERCE NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | VERSAILLES, KY 40383 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Dec 13, 2027 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | WOODFORD KY |
| Recording Date | Nov 7, 2019 |
| Property Address | 612 SETH DR, VERSAILLES, KY 40383-8693 |
| Document Number | D316/304 |
| Book / Page | D316 / 304 |
| Map Reference | CAB D SL 193 |
| Instrument Date | May 22, 2019 |
| Instrument | 85549 |
| Transaction Type | Transfer |
| Record Updated | Nov 30, 2021 |
| Title Company | LAND GROUP TITLE AND CLOSINGS, LAND GROUP TITLE & CLOSINGS |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $325.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 998 LANE CIR, 998, VERSAILLES, KY 40383-8691 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 612 SETH DR, VERSAILLES, KY 40383-8693 |
| Document Number | 85550 |
|---|---|
| Date | Nov 7, 2019 |
| Instrument | 85550 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 355 Months |
| Due | Jun 1, 2049 |
The 2025 property tax bill for 612 Seth Dr was $4,067.
Source: Woodford County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Woodford County |
| Municipality | Versailles City |
| Unified School District | Woodford County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,067.00 | $452,600 | $452,600 |
| 2023 | $3,257.00 | $325,000 | $325,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 612 Seth Dr in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1989.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 6 (1989–2015) |
| Most Recent Claim | Apr 2015 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 612 Seth Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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