Woodford County property record for 649 Seth Dr, Versailles, KY 40383
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,435 sqft · built 2007 |
| Lot Size | 11,770 acres (512,701,200 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $465,000 (Sep 2025) |
| Tax Bill | $4,925 (2025) |
| Deeds & Mortgages | Jun 2018 Mortgage Jun 2018 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 31-1022-004-00 |
| Primary APN | 31-1022-004-00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 3,435 sqft Living Area |
| Year Built | Built 2007 |
|---|---|
| Exterior Material | Combination |
| Foundation Type | Block |
| Lot Area | 512,701,200 sqft (11,770 acres) |
| Garage Area | 460 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 24 sqft |
| Sewer | Connected |
|---|
| Account Number | 37011 |
|---|---|
| Street Address | 649 SETH DR |
| City | VERSAILLES |
| State | KY |
| Zip | 40383-8693 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOUSE |
| Legal Subdivision | ADENA WOODS |
| Legal Lot Number | 14 |
| Legal Unit | 1 |
| Jurisdiction | WOODFORD KY |
| Township / Civil Division | VERSAILLES |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 50105 |
Source: Woodford County records, as of December 11, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 649 SETH DR, VERSAILLES, KY 40383-8693 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 1, 2018 | Deed of Trust, Mortgage · Commercial Mortgage SONNE TRIMBLE LLC |
| Jun 11, 2018 | Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK |
| Jun 1, 2018 | Deed of Trust, Mortgage · Commercial Mortgage THE HUNTINGTON NATIONAL BANK |
| Sep 29, 2025 | Special Warranty Deed, Transfer · Line of Credit WHITAKER BANK INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 29, 2025 · Amount on Record |
| Deed Sale | Sep 29, 2025 · Amount on Record |
| Prior Sale | Dec 3, 2024 · Amount on Record |
| Deed Document Number | 283366 |
| Deed Book / Page | D355 / 245 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WOODFORD KY |
| Property Address | 649 SETH DR, VERSAILLES, KY 40383-8693 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2025 |
| Name | Verified Name |
|---|
| Document Number | 00M818/186 |
|---|---|
| Date | Jun 1, 2018 |
| Book Page | M818/186 |
| Instrument | 56698 |
| Name | SONNE TRIMBLE LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | BUCKNER, KY 40010 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 162 Months |
| Due | Nov 30, 2031 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WOODFORD KY |
| Property Address | 649 SETH DR, VERSAILLES, KY 40383-8693 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2025 |
| Name | Verified Name |
|---|
| Document Number | 00M819/111 |
|---|---|
| Date | Jun 11, 2018 |
| Book Page | M819/111 |
| Instrument | 57256 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WOODFORD KY |
| Property Address | 649 SETH DR, VERSAILLES, KY 40383-8693 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2025 |
| Name | Verified Name |
|---|
| Document Number | 00M818/168 |
|---|---|
| Date | Jun 1, 2018 |
| Book Page | M818/168 |
| Instrument | 56697 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Apr 30, 2028 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | WOODFORD KY |
| Recording Date | Sep 29, 2025 |
| Property Address | 649 SETH DR, VERSAILLES, KY 40383-8693 |
| Document Number | 00D355/245 |
| Book / Page | D355 / 245 |
| Map Reference | CAB D SL 232S |
| Instrument Date | Sep 26, 2025 |
| Instrument | 283366 |
| Transaction Type | Transfer |
| Record Updated | Oct 13, 2025 |
| Title Company | BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $465.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3501 OLYMPUS BLVD STE 500, 500, COPPELL, TX 75019-6295 |
| Name | Verified Name |
|---|---|
| Address | 649 SETH DR, VERSAILLES, KY 40383-8693 |
| Document Number | 0000283370 |
|---|---|
| Date | Sep 29, 2025 |
| Instrument | 283370 |
| Name | WHITAKER BANK INC |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.75% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Oct 1, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 5.75% |
| Max Rate At Change | 7.75% |
| Index | 1-Year CMT |
| Max Rate | 11.7% |
Source: Woodford County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Woodford County |
| Municipality | Versailles City |
| Unified School District | Woodford County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,925.00 (+43.25%) | $549,600 (+52.67%) | $549,600 (+52.67%) |
| 2024 | $3,438.00 (-4.53%) | $360,000 (-) | $360,000 (-) |
| 2023 | $3,601.00 | $360,000 | $360,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 6 (1989–2015) |
| Most Recent Claim | Apr 2015 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VERSAILLES WATER SYSTEM serves 17,822 people · EPA ID KY1200439 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | 6 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory currently in violation since Oct 2024 Organic carbon removal Jan 2024 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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