640 Seagrove Trl, Saint Cloud, FL 34771 Property Records

Osceola County property record for 640 Seagrove Trl, Saint Cloud, FL 34771 · Last verified June 2026

Property Highlights

Property TypeVacant Land > Uncategorized
Lot Size5,662 sqft (0.13 acres)
OccupancyOwner Occupied
Last Sale$479,990 (2026)
Tax Bill$3,592.00 (2025)

Property Details

APN / Parcel Number

Primary APN22-25-31-4735-0001-3870
Alternative APN
  • 253122473500013870

Exterior

Lot Area5,662 sqft (0.13 acres)

Location & Zoning

Street Address640 SEAGROVE TRL
CitySAINT CLOUD
StateFL
Zip34771-8190
Property UsageVacant Land Property Usage
TypeVacant Land > Uncategorized
Legal DescriptionPRESTON COVE PH 1 & 2 PB 33 PGS 80-88 LOT 387
Legal SubdivisionPRESTON COVE PHASE 1 AND 2
Legal Lot Number387
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup1
Census Block1053
Census Tract43700

Owner

Source: Osceola County records · APN 22-25-31-4735-0001-3870

Assessment roll updated November 26, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address640 SEAGROVE TRL, SAINT CLOUD, FL 34771-8190
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 02, 2026 · Amount on Record
Deed SaleJun 02, 2026 · Amount on Record
Prior SaleMay 21, 2025 · Amount on Record
Deed Doc Number202671075
Deed Book / Page6979 / 1956
Record RefreshedSep 20, 2026

June 2026: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateJun 02, 2026
Property Address640 SEAGROVE TRL, SAINT CLOUD, FL 34771-8190
Document Number0000071075
Book / Page6979 / 1956
Instrument DateMay 28, 2026
Instrument202671075
Transaction TypeTransfer
Record UpdatedJun 12, 2026
Title CompanyDHI TITLE OF FLORIDA

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$339,352.93
Amount AccuracyCalculated from Tax (Full/Partial Unknown)
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address640 SEAGROVE TRL, SAINT CLOUD, FL 34771-8190

Mortgage

Document Number0000071076,
DateJun 02, 2026
Instrument202671076
Lender
NameDHI MORTGAGE COMPANY LP
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2056
Interest
Rate6.3%
Max Rate-1%

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$3,592.00$70,000 Land $70,000$70,000 Land $70,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A, within 500 ft

Wildfire

Wildfire RiskHigh
above 81% of the US · above 71% of Florida
Wildfire LikelihoodAbout 1 in 106 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Seagrove Trl

Nearby Streets

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