Osceola County property record for 620 Seagrove Trl, Saint Cloud, FL 34771
| Property Type | Vacant Land |
|---|---|
| Lot Size | 0.13 acres (5,662 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $429,990 (Apr 2026) |
| Tax Bill | $3,592 (2025) |
| Deeds & Mortgages | Apr 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 22-25-31-4735-0001-3850 |
| Primary APN | 22-25-31-4735-0001-3850 |
|---|---|
| Alternative APN |
|
| Lot Area | 5,662 sqft (0.13 acres) |
|---|
| Street Address | 620 SEAGROVE TRL |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-8190 |
| Property Category | Vacant Land |
| Property Type | Vacant Land > Uncategorized |
| Legal Description | PRESTON COVE PH 1 & 2 PB 33 PGS 80-88 LOT 385 |
| Legal Subdivision | PRESTON COVE PHASE 1 AND 2 |
| Legal Lot Number | 385 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1053 |
| Census Tract | 43700 |
Source: Osceola County records, as of May 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 620 SEAGROVE TRL, SAINT CLOUD, FL 34771-8190 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 21, 2026 · Amount on Record |
| Deed Sale | Apr 21, 2026 · Amount on Record |
| Prior Sale | May 21, 2025 · Amount on Record |
| Deed Document Number | 202652815 |
| Deed Book / Page | 6959 / 230 |
| Record Updated | Sep 20, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Apr 21, 2026 |
| Property Address | 620 SEAGROVE TRL, SAINT CLOUD, FL 34771-8190 |
| Document Number | 0069590230 |
| Book / Page | 6959 / 230 |
| Instrument Date | Apr 20, 2026 |
| Instrument | 2026.52815 |
| Transaction Type | Transfer |
| Record Updated | May 22, 2026 |
| Title Company | DHI TITLE OF FLORIDA |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $304,002.93 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 620 SEAGROVE TRL, SAINT CLOUD, FL 34771-8190 |
| Document Number | 0000052816, |
|---|---|
| Date | Apr 21, 2026 |
| Book Page | 6959/231 |
| Instrument | 2026.52816 |
| Name | DHI MORTGAGE COMPANY LP |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
Source: Osceola County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,592.00 (+0.11%) | $70,000 Land $70,000 | $70,000 Land $70,000 |
| 2024 | $3,588.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 330 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 330 in force |
| Nearby Flood Claims | 18 (2004–2022) |
| Claims Outside the SFHA | 1 of 18 |
| Most Recent Claim | Oct 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 81% of the US · above 71% of Florida |
|---|---|
| Wildfire Likelihood | 0.9% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOHO WATER AUTHORITY-POINCIANA SYSTEM public/private · serves 69,447 people · EPA ID FL3494429 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 8,000 / 8,000 |
| Spectrum Fiber | 1,000 / 1,000 |
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