Osceola County property record for 635 Seagrove Trl, Saint Cloud, FL 34771
| Property Type | Vacant Land |
|---|---|
| Lot Size | 0.13 acres (5,662 sqft) |
| Owner | Individual Name on File |
| Last Sale | $393,990 (Apr 2026) |
| Tax Bill | $3,592 (2025) |
| Deeds & Mortgages | Apr 2026 Sale & Mortgage Apr 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 22-25-31-4735-0001-3200 |
| Primary APN | 22-25-31-4735-0001-3200 |
|---|---|
| Alternative APN |
|
| Lot Area | 5,662 sqft (0.13 acres) |
|---|
| Street Address | 635 SEAGROVE TRL |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-8193 |
| Property Category | Vacant Land |
| Property Type | Vacant Land > Uncategorized |
| Legal Description | PRESTON COVE PH 1 & 2 PB 33 PGS 80-88 LOT 320 |
| Legal Subdivision | PRESTON COVE PHASE 1 AND 2 |
| Legal Lot Number | 320 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1053 |
| Census Tract | 43700 |
635 Seagrove Trl, vacant land, is owned and occupied by an individual who bought it in April 2026.
Source: Osceola County records, as of April 15, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 635 SEAGROVE TRL, SAINT CLOUD, FL 34771-8193 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 6, 2026 | Special Warranty Deed, Transfer · FHA Mortgage DHI MORTGAGE COMPANY LP |
| Apr 6, 2026 | Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage DHI MORTGAGE COMPANY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 6, 2026 · Amount on File |
| Deed Sale | Apr 6, 2026 · Amount on File |
| Prior Sale | May 21, 2025 · Amount on File |
| Deed Document Number | 202645381 |
| Deed Book / Page | 6950 / 1423 |
| Record Updated | Oct 29, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Apr 6, 2026 |
| Property Address | 635 SEAGROVE TRL, SAINT CLOUD, FL 34771-8193 |
| Document Number | 0000045381 |
| Book / Page | 6950 / 1423 |
| Instrument Date | Mar 30, 2026 |
| Instrument | 202645381 |
| Transaction Type | Transfer |
| Record Updated | Apr 16, 2026 |
| Title Company | DHI TITLE OF FLORIDA |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $278,550.93 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 635 SEAGROVE TRL, SAINT CLOUD, FL 34771-8193 |
| Document Number | 0000045382, |
|---|---|
| Date | Apr 6, 2026 |
| Instrument | 202645382 |
| Name | DHI MORTGAGE COMPANY LP |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2056 |
| Rate | 6.01% |
|---|---|
| Max Rate | -1% |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Apr 6, 2026 |
| Property Address | 635 SEAGROVE TRL, SAINT CLOUD, FL 34771-8193 |
| Document Number | 0069501423 |
| Book / Page | 6950 / 1423 |
| Instrument Date | Mar 30, 2026 |
| Instrument | 202645381 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 27, 2026 |
| Title Company | TITLE OF FLORIDA, DHI TITLE OF FLORIDA |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $278,550.93 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 635 SEAGROVE TRL, SAINT CLOUD, FL 34771-8193 |
| Investor | Possibly a Property Investor |
| Document Number | 0000045382, |
|---|---|
| Date | Apr 6, 2026 |
| Instrument | 202645382 |
| Name | DHI MORTGAGE COMPANY |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2056 |
| Max Rate | -1% |
|---|
The 2025 property tax bill for 635 Seagrove Trl was $3,592, up 0.1% from the year before.
Source: Osceola County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,592.00 (+0.11%) | $70,000 Land $70,000 | $70,000 Land $70,000 |
| 2024 | $3,588.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 635 Seagrove Trl in Zone X, an area of minimal flood risk, though there have been 18 flood claims nearby since 2004.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 330 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 330 in force |
| Nearby Flood Claims | 18 (2004–2022) |
| Claims Outside the SFHA | 1 of 18 |
| Most Recent Claim | Oct 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 635 Seagrove Trl is high, ranking above 81% of the US, with a 0.9% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 81% of the US · above 71% of Florida |
|---|---|
| Wildfire Likelihood | 0.9% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOHO WATER AUTHORITY-POINCIANA SYSTEM public/private · serves 69,447 people · EPA ID FL3494429 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 8,000 / 8,000 |
| Spectrum Fiber | 1,000 / 1,000 |
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