Clinton County and Peru Town property record for 640 River Rd, Peru, NY 12972 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,784 sqft · built 1977 |
| Lot Size | 1.9 acres (82,764 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $265,000 (Feb 2023) |
| Tax Bill | $1,507 (2025) |
| Deeds & Mortgages | Feb 2023 Sale & Mortgage Dec 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 094000 291.-1-15.1 |
| Primary APN | 094000 291.-1-15.1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,784 sqft Living Area |
| 1st Floor Area | 1,091 sqft |
| 2nd Floor Area | 693 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Colonial |
| Exterior Material | Wood |
| Lot Area | 82,764 sqft (1.9 acres) |
| Garage Type | Attached |
| Garage Area | 621 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 322 sqft |
| Shed | 1 Shed |
| Canopy | 42 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 640 RIVER RD |
|---|---|
| City | PERU |
| State | NY |
| Zip | 12972-4678 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SURVEY BK 16 PG 50 LOT 24 PGL |
| Legal Block | 1 |
| Legal Lot Number | 15.001 |
| Jurisdiction | CLINTON NY |
| Township / Civil Division | PERU |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 101901 |
Source: Clinton County and Peru Town records · APN 094000 291.-1-15.1
Assessment roll updated March 30, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 640 RIVER RD, PERU, NY 12972-4678 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 08, 2023 | Warranty Deed, Transfer · FHA Mortgage EQUITY PRIME MTG |
| Dec 05, 2018 | Grant Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 08, 2023 · Amount on Record |
| Deed Sale | Feb 08, 2023 · Amount on Record |
| Prior Sale | Feb 14, 2019 · Amount on Record |
| Deed Document Number | 202320230-00329827 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLINTON NY |
| Recording Date | Feb 08, 2023 |
| Property Address | 640 RIVER RD, PERU, NY 12972-4678 |
| Document Number | 0000329827 |
| Instrument Date | Feb 02, 2023 |
| Instrument | 20230-00329827 |
| Transaction Type | Transfer |
| Record Updated | Mar 07, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1091 STEVENSON RD, WESTPORT, NY 12993-2410 |
| Document Number | 0000329828 |
|---|---|
| Date | Feb 08, 2023 |
| Instrument | 20230-00329828 |
| Name | EQUITY PRIME MTG |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2053 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CLINTON NY |
| Recording Date | Dec 05, 2018 |
| Property Address | 640 RIVER RD, PERU, NY 12972-4678 |
| Document Number | 0000298193 |
| Instrument Date | Dec 04, 2018 |
| Instrument | 298193 |
| Transaction Type | Transfer |
| Record Updated | Dec 26, 2018 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 29 BIRCH ST SOUTH BURLINGTON VT 054036321, SOUTH BURLINGTON, VT 05403-6321 |
Source: Clinton County and Peru Town records · Assessment roll updated March 30, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | New York |
| County | Clinton County |
| County Subdivision | Peru Town |
| Unified School District | Peru Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,507.00 | $271,700 (+47.42%) Land $42,900 Building $228,800 | $271,700 (+47.42%) Land $42,900 Building $228,800 |
| 2023 | $184,300 Land $37,900 Building $146,400 | $184,300 Land $37,900 Building $146,400 |
Source: FEMA National Flood Hazard Layer, Clinton County (36019C), updated June 20, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Wildfire Risk | Low above 20% of the US · above 55% of New York |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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