628 River Rd, Peru, NY 12972 Property Records

Clinton County and Peru Town property record for 628 River Rd, Peru, NY 12972 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	3.5 Baths
Year Built	Built 1988
Square Footage	2,588 sqft Living Area
Lot Size	69,696 sqft (1.6 acres)
Garage	Attached, 720 sqft
Last Sale	$270,000 (2025)
Tax Bill	$1,793.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`094000 291.-1-15.2`
Alternative APN	`400029100000010150020000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Partial Baths	1 Partial Baths
Building Area	2,588 sqft Living Area
1st Floor	1,294 sqft 1st Floor
2nd Floor	1,294 sqft 2nd Floor
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Colonial Style
Exterior Material	Aluminum/Vinyl Exterior
Lot Area	69,696 sqft (1.6 acres)
Parking Spaces	3 Parking Spaces
Garage Type	Attached Garage
Garage Area	720 sqft Garage
Porch Area	700 sqft Porch

Utilities and HVAC

Heating System	Hot Water Heating
Heating Fuel	Oil Heating Fuel
Sewage	Septic Sewage
Water Source	Well Water Source

Location & Zoning

Street Address	628 RIVER RD
City	PERU
State	NY
Zip	12972-4677
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	SURVEY BK 16 PG 50
Legal Block	1
Legal Lot Number	15.002
Jurisdiction	CLINTON NY
Minor Civil Division	PERU
Census Blockgroup	2
Census Block	2020
Census Tract	101901

Owner

Source: Clinton County and Peru Town records · APN 094000 291.-1-15.2

Assessment roll updated March 30, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	267 RIVER RD, JAY, NY 12941-2551
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 11, 2025 · Amount on Record
Deed Sale	Apr 11, 2025 · Amount on Record
Record Refreshed	Jun 08, 2026

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLINTON NY
Recording Date	Nov 26, 2019
Property Address	628 RIVER RD, PERU, NY 12972-4677
Document Number	0000304731
Instrument Date	Nov 20, 2019
Instrument	304731
Transaction Type	Transfer
Record Updated	Dec 17, 2019
Title Company	CENTENNIAL ABSTRACT, CENTENNIAL ABS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$840.00
Amount Accuracy	Confirmed
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenant By Entirety
Address	2230 RANCHVIEW LN N #98 PLYMOUTH MN 554473213, 98, PLYMOUTH, MN 55447-3213

Mortgage

Document Number	304732
Date	Nov 26, 2019
Instrument	304732

Lender

Name	KEESEVILLE INDPNT BAPTIST CH
Address	2030 ROUTE 22, KEESEVILLE, NY 12944

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 25, 2049

Tax Assessment & Valuation

Source: Clinton County and Peru Town records · Assessment roll updated March 30, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	New York
County	Clinton County
County Subdivision	Peru Town
Unified School District	Peru Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,793.00	$323,300 (+25.55%) Land $42,400 Building $280,900	$323,300 (+25.55%) Land $42,400 Building $280,900
2023		$257,500 Land $37,400 Building $220,100	$257,500 Land $37,400 Building $220,100

Flood & Wildfire

628 River Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Clinton County (36019C), updated June 20, 2024

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 20th percentile of exposed land nationally · 55th in New York
Wildfire Likelihood	Low — about 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.