616 River Rd, Peru, NY 12972 Property Records

Clinton County and Peru Town property record for 616 River Rd, Peru, NY 12972

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,072 sqft · built 2011
Lot Size	3.2 acres (139,392 sqft)
Owner	Individual Name on File
Last Sale	$287,000 (Dec 2020)
Tax Bill	$1,745 (2025)
Deeds & Mortgages	Aug 2021 Refinance Mar 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`094000 291.-1-15.31`

Property Details

APN / Parcel Number

Primary APN	`094000 291.-1-15.31`
Alternative APN	`400029100000010150310000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,072 sqft Living Area
1st Floor Area	1,072 sqft
Basement Area	1,072 sqft
Finished Basement	1,072 sqft
Unfinished Basement	1,072 sqft

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Architectural Style	Ranch
Exterior Material	Wood
Lot Area	139,392 sqft (3.2 acres)
Garage Type	Detached
Garage Area	676 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	752 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	616 RIVER RD
City	PERU
State	NY
Zip	12972-4677
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SURVEY BK 16 PG 50
Legal Block	1
Legal Lot Number	15.031
Jurisdiction	CLINTON NY
Township / Civil Division	PERU
Census Block Group	2
Census Block	2020
Census Tract	101901

Owner

Source: Clinton County and Peru Town records · APN 094000 291.-1-15.31

Assessment roll updated March 30, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	616 RIVER RD, PERU, NY 12972-4677
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance PARAGON HOME LOANS INC
Mar 15, 2019	Warranty Deed, Transfer · FHA Mortgage FREEDOM MTG
Jun 01, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 15, 2020 · Amount on Record
Deed Sale	Dec 15, 2020 · Amount on Record
Prior Sale	Mar 15, 2019 · Amount on Record
Deed Document Number	2020-00312361
Prior Transfer Date	Jan 13, 2010
Prior Transfer Doc	0000020102/000002984
Record Updated	Jun 08, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON NY
Property Address	616 RIVER RD, PERU, NY 12972-4677
Transaction Type	Mortgage
Record Updated	Sep 14, 2021
Title Company	MISC COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021000318342
Date	Aug 18, 2021
Instrument	20210-00318342

Lender

Name	PARAGON HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2051

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLINTON NY
Recording Date	Mar 15, 2019
Property Address	616 RIVER RD, PERU, NY 12972-4677
Document Number	0000299906
Instrument Date	Mar 14, 2019
Instrument	299906
Transaction Type	Transfer
Record Updated	May 10, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2428 STATE ROUTE 22 PERU NY 129724723, PERU, NY 12972-4723

Mortgage

Document Number	299907
Date	Mar 15, 2019
Instrument	299907

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 14, 2049

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLINTON NY
Recording Date	Jun 01, 2018
Property Address	616 RIVER RD, PERU, NY 12972-4677
Document Number	0000294405
Instrument Date	Jun 01, 2018
Instrument	294405
Transaction Type	Transfer
Record Updated	Jul 02, 2018

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	616 RIVER RD PERU NY 129724677, PERU, NY 12972-4677

Tax Assessment & Valuation

Source: Clinton County and Peru Town records · Assessment roll updated March 30, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	New York
County	Clinton County
County Subdivision	Peru Town
Unified School District	Peru Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,745.00	$314,700 (-) Land $44,800 Building $269,900	$314,700 (-) Land $44,800 Building $269,900
2023		$314,700 Land $39,800 Building $274,900	$314,700 Land $39,800 Building $274,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 20, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Verizon Fiber	980 / 880
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 11 locations within half a mile of this property.

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