199 Overlook Dr, Mars Hill, NC 28754 Property Records

Yancey County property record for 199 Overlook Dr, Mars Hill, NC 28754

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,160 sqft · built 2006
Lot Size	0.72 acres (31,363 sqft)
Owner	2 Company Names on Record
Last Sale	$456,000 (Jul 2020)
Tax Bill	$2,935 (2026)
Deeds & Mortgages	Aug 2026 Sale Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`986204634940.000`

Property Details

APN / Parcel Number

Primary APN	`986204634940.000`
Alternative APN	`85296`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,981 sqft Living Area
1st Floor Area	1,580 sqft
Basement Area	1,580 sqft
Finished Basement	1,580 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	31,363 sqft (0.72 acres)
Garage Area	320 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	276 sqft
Deck Area	30 sqft
Patio Area	654 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	85296
Street Address	199 OVERLOOK DR
City	MARS HILL
State	NC
Zip	28754-5707
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	WOLF LAUREL
Jurisdiction	YANCEY NC
Township / Civil Division	EGYPT
Census Block Group	2
Census Block	2072
Census Tract	960400

Owner

Source: Yancey County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	1365 HOOPER AVE NE, ATLANTA, GA 30307-2013
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2026	Special Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Jul 16, 2020	Warranty Deed, Transfer · Conventional Mortgage TRUIST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 16, 2020 · Amount on Record
Deed Sale	Jul 16, 2020 · Amount on Record
Prior Sale	Jan 13, 2006 · Amount on Record
Deed Document Number	20201663
Deed Book / Page	825 / 179
Record Updated	Oct 29, 2026

August 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	YANCEY NC
Recording Date	Aug 25, 2026
Property Address	199 OVERLOOK DR, MARS HILL, NC 28754-5707
Document Number	0000002397
Book / Page	964 / 190
Instrument Date	Aug 20, 2026
Instrument	20262397
Transaction Type	Transfer
Record Updated	Sep 4, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1365 HOOPER AVE NE, ATLANTA, GA 30307-2013

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YANCEY NC
Recording Date	Jul 16, 2020
Property Address	199 OVERLOOK DR, MARS HILL, NC 28754-5707
Document Number	0008250179
Book / Page	825 / 179
Map Reference	MB 2 PG 141-B
Instrument Date	Jul 16, 2020
Instrument	2020001663
Transaction Type	Transfer
Record Updated	Aug 10, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$912.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	429 MARSH POINT CIR, 429, SAINT AUGUSTINE, FL 32080-5865

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1373 MARION AVE NE, ATLANTA, GA 30307-2015

Mortgage

Document Number	2020001664
Date	Jul 16, 2020
Instrument	2020001664

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: Yancey County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Yancey County
Unified School District	Yancey County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$2,935.00 (-0.03%)	$515,000 (-) Land $88,300 Building $426,700
2025	$2,936.00 (+9.02%)	$515,000 (+24.28%) Land $88,300 Building $426,700
2023	$2,693.00	$414,390 Land $47,200 Building $367,190

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	14 (2012–2024)
Claims Outside the SFHA	3 of 14
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 54% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zito Media Fiber · Cable	1,000 / 1,000

May also be available: French Broad EMC.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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