Denton County property record for 640 Neale St, Prosper, TX 75078
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 4,147 sqft · built 2022 |
| Lot Size | 0.237 acres (10,324 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,411,961 (Jan 2024) |
| Tax Bill | $16,266 (2025) |
| Deeds & Mortgages | Jan 2024 Mortgage Mar 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R989252 |
| Primary APN | R989252 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 4,147 sqft Living Area |
| Gross Area | 4,850 sqft |
| 1st Floor Area | 2,416 sqft |
| 2nd Floor Area | 1,731 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Brick Veneer |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,324 sqft (0.237 acres) |
| Garage Type | Attached |
| Garage Area | 703 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 180 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 640 NEALE ST |
|---|---|
| City | PROSPER |
| State | TX |
| Zip | 75078-5221 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WINDSONG RANCH PHASE 7A & 7C BLK C LOT 11 |
| Legal Subdivision | WINDSONG RANCH PHASE 7A & 7C |
| Legal Block | C |
| Legal Lot Number | 11 |
| Jurisdiction | DENTON TX |
| Township / Civil Division | PILOT POINT-AUBREY |
| Census Block Group | 5 |
| Census Block | 5007 |
| Census Tract | 20128 |
Source: Denton County records, as of September 14, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 640 NEALE ST, PROSPER, TX 75078-5221 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| Jan 9, 2024 | Vendor's Lien, Transfer · Conventional Mortgage FIRST CITIZENS BANK & TRUST CO |
| Mar 27, 2023 | Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 9, 2024 · Amount on Record |
| Deed Sale | Jan 9, 2024 · Amount on Record |
| Prior Sale | Mar 27, 2023 · Amount on Record |
| Deed Document Number | 20242647 |
| Record Updated | Oct 29, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | DENTON TX |
| Recording Date | Jan 9, 2024 |
| Property Address | 640 NEALE ST, PROSPER, TX 75078-5221 |
| Document Number | 0000002647 |
| Map Reference | DOC 2021-461 |
| Instrument Date | Jan 5, 2024 |
| Instrument | 2024-002647 |
| Transaction Type | Transfer |
| Record Updated | Jan 24, 2024 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 640 NEALE ST, PROSPER, TX 75078-5221 |
| Document Number | 0000002648 |
|---|---|
| Date | Jan 9, 2024 |
| Instrument | 2024-002648 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.1% |
| Type Change Date | Feb 1, 2029 |
| Change Frequency | Monthly |
| Min Rate At Change | 5.1% |
| Max Rate At Change | 9.1% |
| Margin | 3 |
| Max Rate | 12.1% |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | DENTON TX |
| Recording Date | Mar 27, 2023 |
| Property Address | 640 NEALE ST, PROSPER, TX 75078-5221 |
| Document Number | 0000029049 |
| Map Reference | DOC 2021-461 |
| Instrument Date | Mar 24, 2023 |
| Instrument | 2023-029049 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Oct 23, 2023 |
| Title Company | REPUBLIC TITLE COMPANY, RTT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4400 STATE HIGHWAY 121, LEWISVILLE, TX 75056-4561 |
| Name | Verified Name |
|---|---|
| Address | 640 NEALE ST, PROSPER, TX 75078-5221 |
| Document Number | 0000029050 |
|---|---|
| Date | Mar 27, 2023 |
| Instrument | 2023-029050 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2053 |
Source: Denton County assessment roll, as of September 14, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Denton County |
| Municipality | Prosper Town |
| Unified School District | Prosper Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,052,000 (+16.55%) Land $227,122 Building $824,878 | $1,052,000 (+16.55%) Land $227,122 Building $824,878 | |
| 2025 | $16,266.00 (-7.84%) | ||
| 2023 | $17,650.00 (+7,193.39%) | $902,595 (+709.22%) Land $247,769 Building $654,826 | $902,595 (+709.22%) Land $247,769 Building $654,826 |
| 2022 | $242.00 | $111,539 Land $111,539 | $111,539 Land $111,539 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 98.3% of Texas |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF PROSPER serves 42,598 people · EPA ID TX0430009 |
|---|---|
| Water Source | Purchased surface water from NORTH TEXAS MWD WYLIE WTP |
| Last State Inspection | Apr 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Nextlink Fiber · Fixed Wireless in parts of the area | 2,000 / 2,000 |
| Optimum Cable · Fiber in parts of the area | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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