Denton County property record for 540 Neale St, Prosper, TX 75078
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 4,606 sqft · built 2023 |
| Lot Size | 0.232 acres (10,106 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $964,250 (Apr 2024) |
| Tax Bill | $21,014 (2025) |
| Deeds & Mortgages | Apr 2024 Mortgage May 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R989257 |
| Primary APN | R989257 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 4 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 4,606 sqft Living Area |
| Gross Area | 5,356 sqft |
| 1st Floor Area | 2,702 sqft |
| 2nd Floor Area | 1,904 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Brick Veneer |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,106 sqft (0.232 acres) |
| Garage Type | Attached |
| Garage Area | 752 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 270 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 540 NEALE ST |
|---|---|
| City | PROSPER |
| State | TX |
| Zip | 75078-5220 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WINDSONG RANCH PHASE 7A & 7C BLK C LOT 16 |
| Legal Subdivision | WINDSONG RANCH PHASE 7A & 7C |
| Legal Block | C |
| Legal Lot Number | 16 |
| Jurisdiction | DENTON TX |
| Township / Civil Division | PILOT POINT-AUBREY |
| Census Block Group | 5 |
| Census Block | 5007 |
| Census Tract | 20128 |
Source: Denton County records, as of September 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 540 NEALE ST, PROSPER, TX 75078-5220 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| Apr 1, 2024 | Deed of Trust, Mortgage · Conventional Mortgage FIRST EQUITY MORTGAGE INC |
| May 4, 2026 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 1, 2024 · Amount on Record |
| Deed Sale | Apr 1, 2024 · Amount on Record |
| Deed Document Number | 202432629 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DENTON TX |
| Property Address | 540 NEALE ST, PROSPER, TX 75078-5220 |
| Transaction Type | Mortgage |
| Record Updated | Jun 1, 2026 |
| Name | Verified Name |
|---|---|
| Address | 540 NEALE ST, PROSPER, TX 75078-5220 |
| Document Number | 0000032630 |
|---|---|
| Date | Apr 1, 2024 |
| Instrument | 2024-032630 |
| Name | FIRST EQUITY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | FT MITCHELL, KY 41017 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DENTON TX |
| Recording Date | May 4, 2026 |
| Property Address | 540 NEALE ST, PROSPER, TX 75078-5220 |
| Document Number | 0000050766 |
| Instrument Date | Apr 24, 2026 |
| Instrument | 202650766 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 540 NEALE ST, PROSPER, TX 75078-5220 |
| Document Number | 0000050766, |
|---|---|
| Date | May 4, 2026 |
| Instrument | 202650766 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.62% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
Source: Denton County assessment roll, as of September 14, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Denton County |
| Municipality | Prosper Town |
| Unified School District | Prosper Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,127,000 (+2.16%) Land $222,330 Building $904,670 | $1,127,000 (+2.16%) Land $222,330 Building $904,670 | |
| 2025 | $21,014.00 (+106.3%) | $1,103,122 (+658.03%) Land $242,542 Building $860,580 | $1,103,122 (+658.03%) Land $242,542 Building $860,580 |
| 2024 | $10,186.00 (+4,126.56%) | ||
| 2023 | $145,525 Land $145,525 | $145,525 Land $145,525 | |
| 2022 | $241.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 96% of Texas |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF PROSPER serves 42,598 people · EPA ID TX0430009 |
|---|---|
| Water Source | Purchased surface water from NORTH TEXAS MWD WYLIE WTP |
| Last State Inspection | Apr 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Nextlink Fiber · Fixed Wireless in parts of the area | 2,000 / 2,000 |
| Optimum Fiber · Cable | 940 / 940 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures