520 Neale St, Prosper, TX 75078 Property Records

Denton County property record for 520 Neale St, Prosper, TX 75078

Property Summary

Property TypeSingle Family Home
Details5 bd · 5.5 ba · 4,021 sqft · built 2023
Lot Size0.232 acres (10,106 sqft)
Owner2 Individual Names on File
Last Sale$965,846 (Jul 2023)
Tax Bill$17,561 (2025)
Deeds & MortgagesMay 2026 Mortgage
Jul 2023 Mortgage
Flood ZoneZone X (minimal risk)
APNR989258

Property Details

APN / Parcel Number

Primary APNR989258
Alternative APNs
  • SB0081A-000000C-0000-0017-0000
  • SB0081A-000000C-0000-0017

Interior

Bedrooms5 Beds
Full Baths5.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures6 Plumbing Fixtures
Stories2 Stories
Building Area4,021 sqft Living Area
Gross Area4,732 sqft
1st Floor Area2,836 sqft
2nd Floor Area1,185 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Exterior MaterialBrick Veneer
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area10,106 sqft (0.232 acres)
Garage TypeAttached
Garage Area711 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area439 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address520 NEALE ST
CityPROSPER
StateTX
Zip75078-5220
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWINDSONG RANCH PHASE 7A & 7C BLK C LOT 17
Legal SubdivisionWINDSONG RANCH PHASE 7A & 7C
Legal BlockC
Legal Lot Number17
JurisdictionDENTON TX
Township / Civil DivisionPILOT POINT-AUBREY
Census Block Group5
Census Block5011
Census Tract20128

Owner

520 Neale St is owned and occupied by two individuals who bought it in July 2023.

Source: Denton County records, as of September 14, 2026

Owner of Record2 Individual Names on File
Mailing Address520 NEALE ST, PROSPER, TX 75078-5220
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 29, 2026Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Jul 27, 2023Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 27, 2023 · Amount on File
Deed SaleJul 27, 2023 · Amount on File
Prior SaleJun 27, 2022
Deed Document Number202379979
Record UpdatedOct 29, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDENTON TX
Recording DateMay 29, 2026
Property Address520 NEALE ST, PROSPER, TX 75078-5220
Document Number0000062451
Instrument DateMay 23, 2026
Instrument202662451
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address520 NEALE ST, PROSPER, TX 75078-5220

Mortgage

Document Number0000062451,
DateMay 29, 2026
Instrument202662451
Lender
NameUNITED WHOLESALE MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueJun 1, 2041
Interest
Rate TypeFixed Rate
Rate5.58%
Initial TypeFixed Rate
Max Rate-1%

July 2023: Vendor's Lien, Subdivision Related Transfer

Document TypeVendor's Lien
JurisdictionDENTON TX
Recording DateJul 27, 2023
Property Address520 NEALE ST, PROSPER, TX 75078-5220
Document Number0000079979
Map ReferenceDOC 2021-461
Instrument DateJul 27, 2023
Instrument2023-079979
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 24, 2024
Title CompanyREPUBLIC TITLE COMPANY, RTT

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4400 STATE HIGHWAY 121410, LEWISVILLE, TX 75056

Transferred To (Grantee/Buyer)

NameVerified Name
Address520 NEALE ST, PROSPER, TX 75078-5220

Mortgage

Document Number0000079980
DateJul 27, 2023
Instrument2023-079980
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 520 Neale St was $17,561 with a homeowner's exemption.

Source: Denton County assessment roll, as of September 14, 2026

Property Jurisdictions

TypeName
StateTexas
CountyDenton County
MunicipalityProsper Town
Unified School DistrictDenton Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,171,500 (+1%) Land $222,330 Building $962,670$1,185,000 (+11.27%) Land $222,330 Building $962,670
2025$17,561.00$1,065,000 Land $242,542 Building $822,458$1,065,000 Land $242,542 Building $822,458
2023$242,542 Land $242,542$242,542 Land $242,542
2022$1,736.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 520 Neale St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 520 Neale St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 96% of Texas
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF PROSPER
serves 42,598 people · EPA ID TX0430009
Water SourcePurchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State InspectionApr 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Nextlink
Fiber · Fixed Wireless in parts of the area
2,000 / 2,000
Optimum
Fiber · Cable
940 / 940
Verizon
Fixed Wireless
300 / 20

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