Maricopa County property record for 640 N Cobblestone St, Gilbert, AZ 85234
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,638 sqft · built 1989 |
| Lot Size | 0.139 acres (6,068 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $255,000 (Oct 2016) |
| Tax Bill | $1,485 (2025) |
| Deeds & Mortgages | Jan 2022 Line of Credit Jul 2017 Mortgage + 2 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 309-01-183 |
| Primary APN | 309-01-183 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,638 sqft Living Area |
| Gross Area | 1,974 sqft |
| 1st Floor Area | 1,638 sqft |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Concrete |
| Lot Area | 6,068 sqft (0.139 acres) |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Pool Type |
| Pool Area | 384 sqft |
| Patio Area | 336 sqft |
| Cooling System | Refrigeration |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 640 N COBBLESTONE ST |
|---|---|
| City | GILBERT |
| State | AZ |
| Zip | 85234-4820 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-7 |
| Legal Description | STONECREEK 3 MCR 329-38 |
| Legal Range | 6E |
| Legal Township | 1S |
| Legal Section | 8 |
| Legal Subdivision | STONECREEK 3 |
| Legal Lot Number | 10 |
| Jurisdiction | MARICOPA AZ |
| Township / Civil Division | PHOENIX |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 422509 |
Source: Maricopa County records, as of November 3, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 640 N COBBLESTONE ST, GILBERT, AZ 85234-4820 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 14, 2022 | Deed of Trust, Mortgage · Line of Credit FIRST FCU |
| Jul 11, 2017 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Oct 18, 2020 | Deed of Trust, Mortgage · Conventional Mortgage WALLICK & VOLK |
| Apr 29, 2019 | Warranty Deed, Transfer · Conventional with PMI WALLICK & VOLK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 13, 2016 · Amount on Record |
| Deed Sale | Oct 13, 2016 · Amount on Record |
| Prior Sale | Jun 29, 2007 · Amount on Record |
| Deed Document Number | 2016751959 |
| Prior Transfer Date | Apr 12, 2005 |
| Prior Transfer Doc | 0000467532 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Property Address | 640 N COBBLESTONE ST, GILBERT, AZ 85234-4820 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 640 N COBBLESTONE ST, GILBERT, AZ 85234-4820 |
| Document Number | 0000044283 |
|---|---|
| Date | Jan 14, 2022 |
| Instrument | 20220044283 |
| Name | FIRST FCU |
|---|---|
| Type | Credit Union |
| Address | OGDEN, UT 84405 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Property Address | 640 N COBBLESTONE ST, GILBERT, AZ 85234-4820 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN TITLE INSURAN |
| Name | Verified Name |
|---|
| Document Number | 0000503240 |
|---|---|
| Date | Jul 11, 2017 |
| Instrument | 2017-0503240 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 353 Months |
| Due | Dec 1, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Property Address | 640 N COBBLESTONE ST, GILBERT, AZ 85234-4820 |
| Document Number | 0001023048 |
| Instrument Date | Oct 18, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 29, 2020 |
| Title Company | GREAT AMERICAN TITLE AGENCY, GREAT AMERICAN TITLE AGCY |
| Name | Verified Name |
|---|---|
| Address | 640 N COBBLESTONE ST GILBERT AZ 852344820, GILBERT, AZ 85234-4820 |
| Document Number | 0001023048 |
|---|---|
| Date | Oct 23, 2020 |
| Instrument | 1023048 |
| Name | WALLICK & VOLK |
|---|---|
| Address | CHEYENNE, WY 82001 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 22, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Recording Date | Apr 29, 2019 |
| Property Address | 640 N COBBLESTONE ST, GILBERT, AZ 85234-4820 |
| Document Number | 0000302896 |
| Instrument Date | Apr 11, 2019 |
| Instrument | 302896 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2019 |
| Title Company | GREAT AMERICAN TITLE AGENCY, GREAT AMERICAN TITLE AGCY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 640 N COBBLESTONE ST GILBERT AZ 852344820, GILBERT, AZ 85234-4820 |
| Document Number | 302897 |
|---|---|
| Date | Apr 29, 2019 |
| Instrument | 302897 |
| Name | WALLICK & VOLK |
|---|---|
| Address | CHEYENNE, WY 82001 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 28, 2049 |
Source: Maricopa County assessment roll, as of October 22, 2025
| Type | Name |
|---|---|
| State | Arizona |
| County | Maricopa County |
| Municipality | Gilbert Town |
| Unified School District | Gilbert Unified District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $40,930 (+103.32%) | $409,300 (+6.37%) Land $81,800 Building $327,500 | |
| 2025 | $1,485.00 (+0.41%) | $20,131 (-51.06%) | $384,800 (-6.44%) Land $76,900 Building $307,900 |
| 2024 | $41,130 | $411,300 Land $82,200 Building $329,100 | |
| 2023 | $1,479.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 2, 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.8% of Arizona |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | Treatment report not submitted Oct 2017 |
| Monitoring and Reporting | 53 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 755 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Tristate Wi-Fi by Wi-Fiber Fixed Wireless | 400 / 400 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL | 140 / 20 |
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