651 N Cobblestone St, Gilbert, AZ 85234 Property Records

Maricopa County property record for 651 N Cobblestone St, Gilbert, AZ 85234

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,901 sqft · built 1990
Lot Size0.138 acres (6,007 sqft)
Owner2 Individual Names on Record
Last Sale$575,000 (May 2022)
Tax Bill$1,686 (2025)
Deeds & MortgagesMay 2022 Sale & Mortgage
Mar 2021 Transfer
+ 3 more
Flood ZoneZone X (moderate risk)
APN309-01-256

Property Details

APN / Parcel Number

Primary APN309-01-256
Alternative APN
  • 309012569

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area1,901 sqft Living Area
Gross Area2,051 sqft
1st Floor Area1,901 sqft

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Exterior MaterialWood Frame
Construction TypeFrame
Roof MaterialConcrete
Lot Area6,007 sqft (0.138 acres)
Parking Spaces2 Parking Spaces
Patio Area150 sqft

Utilities, Heating & Cooling

Cooling SystemRefrigeration
Heating SystemForced Air with A/C

Location & Zoning

Street Address651 N COBBLESTONE ST
CityGILBERT
StateAZ
Zip85234-4819
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-7
Legal DescriptionSTONECREEK 3 MCR 329-38
Legal Range6E
Legal Township1S
Legal Section8
Legal SubdivisionSTONECREEK 3
Legal Lot Number83
JurisdictionMARICOPA AZ
Township / Civil DivisionPHOENIX
Census Block Group2
Census Block2006
Census Tract422509

Owner

Source: Maricopa County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address651 N COBBLESTONE ST, GILBERT, AZ 85234-4819
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 31, 2022Warranty Deed, Transfer · Conventional Mortgage
ALLY CAPITAL CORP
Mar 10, 2021Intrafamily Transfer, Transfer
Feb 1, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Jul 26, 2017Deed of Trust, Mortgage · Conventional Mortgage
BLUE BRICK FINANCIAL LLC
Jan 4, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 31, 2022 · Amount on Record
Deed SaleMay 31, 2022 · Amount on Record
Deed Document Number2022462008
Prior Transfer DateMar 10, 2021
Prior Transfer Doc0000268022
Record UpdatedOct 29, 2026

May 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARICOPA AZ
Recording DateMay 31, 2022
Property Address651 N COBBLESTONE ST, GILBERT, AZ 85234-4819
Document Number0000462008
Map ReferenceMB 329 PG 38
Instrument DateMay 26, 2022
Instrument20220462008
Transaction TypeTransfer
Record UpdatedJun 13, 2022
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE AGENCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address651 N COBBLESTONE ST, 651, GILBERT, AZ 85234-4819

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address651 N COBBLESTONE ST, GILBERT, AZ 85234-4819

Mortgage

Document Number0000462009
DateMay 31, 2022
Instrument20220462009
Lender
NameALLY CAPITAL CORP
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2052

March 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMARICOPA AZ
Recording DateMar 10, 2021
Property Address651 N COBBLESTONE ST, GILBERT, AZ 85234-4819
Document Number0000268022
Map ReferenceMB 329 PG 38
Instrument DateMar 10, 2021
Instrument20210268022
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address651 N COBBLESTONE ST, GILBERT, AZ 85234-4819

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address651 N COBBLESTONE ST, GILBERT, AZ 85234-4819
Transaction TypeMortgage
Record UpdatedFeb 11, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address651 N COBBLESTONE ST, GILBERT, AZ 85234-4819

Mortgage

Document Number0000109851
DateFeb 1, 2021
Instrument20210109851
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 1, 2051

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address651 N COBBLESTONE ST, GILBERT, AZ 85234-4819
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000546047
DateJul 26, 2017
Instrument2017-0546047
Lender
NameBLUE BRICK FINANCIAL LLC
TypeMortgage Company
AddressMESA, AZ 85215
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2047

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address651 N COBBLESTONE ST, GILBERT, AZ 85234-4819
Document Number0000020667
Instrument DateJan 4, 2020
Transaction TypeMortgage
Record UpdatedJan 28, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address651 N COBBLESTONE ST GILBERT AZ 852344819, GILBERT, AZ 85234-4819

Mortgage

Document Number0000020667
DateJan 9, 2020
Instrument20667
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 8, 2050

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

TypeName
StateArizona
CountyMaricopa County
MunicipalityGilbert Town
Unified School DistrictGilbert Unified District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$43,370 (+95.19%)$433,700 (+6.25%) Land $86,700 Building $347,000
2025$1,686.00 (+3.31%)$22,219 (-49.18%)$408,200 (-6.63%) Land $81,600 Building $326,600
2024$43,720$437,200 Land $87,400 Building $349,800
2023$1,632.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.8% of Arizona
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF GILBERT
serves 247,600 people · EPA ID AZ0407092
Water SourceSurface water
Last State InspectionOct 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2017
Treatment and ProcedureTreatment report not submitted
Oct 2017
Monitoring and Reporting53
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 755 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless
5,000 / 5,000
Cox Communications
Cable
2,000 / 100
Tristate Wi-Fi by Wi-Fiber
Fixed Wireless
400 / 400
Verizon
Fixed Wireless
300 / 20
CenturyLink
DSL
140 / 20

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