622 N Cobblestone St, Gilbert, AZ 85234 Property Records

Maricopa County property record for 622 N Cobblestone St, Gilbert, AZ 85234

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,508 sqft · built 1990
Lot Size0.098 acres (4,265 sqft)
OwnerIndividual Name on File
Last Sale$205,000 (Aug 2016)
Tax Bill$1,277 (2025)
Deeds & MortgagesAug 2021 Mortgage
Aug 2017 Mortgage
+ 2 more
Flood ZoneZone X (moderate risk)
APN304-13-538

Property Details

APN / Parcel Number

Primary APN304-13-538
Alternative APN
  • 304135386

Interior

Bedrooms3 Beds
Full Baths3 Baths
Plumbing Fixtures9 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,508 sqft Living Area
1st Floor Area1,070 sqft
2nd Floor Area438 sqft

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Exterior MaterialWood
Construction TypeFrame
Roof MaterialConcrete
Lot Area4,265 sqft (0.098 acres)
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemRefrigeration
Heating SystemForced Air with A/C

Location & Zoning

Street Address622 N COBBLESTONE ST
CityGILBERT
StateAZ
Zip85234-4890
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-6
Legal DescriptionSTONECREEK LOT 1-231 TR A-S MCR 300-41
Legal Range6E
Legal Township1S
Legal Section8
Legal SubdivisionSTONECREEK LOT 1-231 TR A-S
Legal Lot Number121
JurisdictionMARICOPA AZ
Township / Civil DivisionPHOENIX
Census Block Group1
Census Block1010
Census Tract422509

Owner

622 N Cobblestone St is owned and occupied by an individual who bought it in August 2016.

Source: Maricopa County records, as of October 22, 2025

Owner of RecordIndividual Name on File
Mailing Address622 N COBBLESTONE ST, GILBERT, AZ 85234-4890
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 31, 2021Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
Aug 17, 2017Deed of Trust, Mortgage · FHA Mortgage
SUN WEST MORTGAGE COMPANY INC
Oct 21, 2019Deed of Trust, Mortgage · FHA Mortgage
METROPOLITAN HOME MORTGAGE INC
Jul 21, 2020Deed of Trust, Mortgage · FHA Mortgage
METROPOLITAN HOME MORTGAGE INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 11, 2016 · Amount on File
Deed SaleAug 11, 2016 · Amount on File
Prior SaleJan 14, 2005 · Amount on File
Deed Document Number2016574429
Prior Transfer DateAug 20, 1997
Prior Transfer Doc0000698517
Record UpdatedOct 29, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address622 N COBBLESTONE ST, GILBERT, AZ 85234-4890
Transaction TypeMortgage
Record UpdatedSep 8, 2021
Title CompanyINSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address622 N COBBLESTONE ST, GILBERT, AZ 85234-4890

Mortgage

Document Number0000940606
DateAug 31, 2021
Instrument20210940606
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2051

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address622 N COBBLESTONE ST, GILBERT, AZ 85234-4890
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000608597
DateAug 17, 2017
Instrument2017-0608597
Lender
NameSUN WEST MORTGAGE COMPANY INC
TypeMortgage Company
AddressCERRITOS, CA 90703
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term337 Months
DueSep 1, 2045

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address622 N COBBLESTONE ST, GILBERT, AZ 85234-4890
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyCHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000836895
DateOct 21, 2019
Instrument20190836895
Lender
NameMETROPOLITAN HOME MORTGAGE INC
TypeMortgage Company
AddressIRVINE, CA 92614
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2049

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address622 N COBBLESTONE ST, GILBERT, AZ 85234-4890
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyCHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000653517
DateJul 21, 2020
Instrument20200653517
Lender
NameMETROPOLITAN HOME MORTGAGE INC
TypeMortgage Company
AddressIRVINE, CA 92614
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term352 Months
DueNov 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 622 N Cobblestone St was $1,277.

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

TypeName
StateArizona
CountyMaricopa County
MunicipalityGilbert Town
Unified School DistrictGilbert Unified District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$36,620 (+115.08%)$366,200 (+5.93%) Land $73,200 Building $293,000
2025$1,277.00$17,026 (-53.88%)$345,700 (-6.37%) Land $69,100 Building $276,600
2024$36,920$369,200 Land $73,800 Building $295,400
2023$1,248.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 622 N Cobblestone St in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 622 N Cobblestone St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.8% of Arizona
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF GILBERT
serves 247,600 people · EPA ID AZ0407092
Water SourceSurface water
Last State InspectionOct 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2017
Treatment and ProcedureTreatment report not submitted
Oct 2017
Monitoring and Reporting53
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 755 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless
5,000 / 5,000
Cox Communications
Cable
2,000 / 100
Tristate Wi-Fi by Wi-Fiber
Fixed Wireless
400 / 400
Verizon
Fixed Wireless
300 / 20
CenturyLink
DSL
140 / 20

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